410-653-8900
Gerald Silverman

Gerald M. Silverman

November 26, 1934 - March 1, 2021
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Service Details

  • Service

    Wednesday, March 3rd, 2021 | 12:00pm
    When
    Wednesday, March 3rd, 2021 12:00pm
    Location
    Private
    Address
    Private
  • Interment

    Location
    United Hebrew Cemetery
    Address
    3979 Washington Blvd
    Arbutus, MD 21227
    Get Directions: View Map | Text | Email

Donations

Donations are being accepted for:
Parkinson's Foundation

1359 Broadway
Suite 1509, New York, NY 10018

Macular Degeneration Association

5969 Cattleridge Blvd.
Suite 100, Sarasota, FL 34232

Obituary

Gerald Silverman, of Baltimore, MD, passed away on Monday, March 1st, 2021 at the age of 86. He is survived by his wife, Iris Silverman (nee Schwartzman); children, Robert Silverman, Linda Silverman, and Marc Silverman; brother, Stanley "Shep" Silverman; five grandchildren and 2 great-grandchildren. He was predeceased by his sisters, Claire Broad and Elaine Blitzstein; and parents, Anna Betty and Robert Silverman.

Services are private. Please omit flowers. Contributions in his memory may be sent to Parkinson's Foundation, 1359 Broadway, Suite 1509, New York, NY 10018 or Macular Degeneration Association, 5969 Cattleridge Blvd., Suite 100, Sarasota, FL 34232. Shiva will be private.
Read Less

Condolences

We encourage you to share your most beloved memories of Gerald here, so that the family and other loved ones can always see it.

 
SS

Sheila and Carl Smelkinson

Posted at 10:01pm
Dear Iris and Family,
We are so sorry to find out of Jerry's passing. I just read the Sol Levinson obituary listings today.
Please accept our warmest condolences. Jerry was one of the "Good Guys" Always enjoyed being in his company and whenever we met, we always shared good experiences. This must be a very difficult time for you all. May his memory be a blessing. Rest in peace Jerry.
BG

Betsey & Ray Gibbs

Posted at 07:52pm
Dear Iris, Robbie, Marc and Linda,
We are so sorry to hear of the loss of your dear husband and father. I have fond memories of working in the store for the holidays. We had many funny stories to share. May your fond memories of him be a blessing to all of you. Sending lots of love, Betsey and Ray
SL

Susan Lester Levy

Posted at 02:43pm
Dear Iris,
I am so sorry to hear of "Aishey's passing. He was almost as much of a big brother to me growing up on Callaway Ave. as he was to his sister and my best friend Elaine. I remember many occasions where Aishey was so helpful and involved whenever Elaine or I needed advice or direction. I will never forget how he taught us the "Cha Cha" and kept us in the loop with the current fads.
I remember when you got engaged and am happy that you both had so many happy years together and produced such a wonderful family.
As Aishey's store, Jerry's, was so close to my Dad's store, Lester's Food Market, I know my Dad thought the world of him and that the two of them had a close and friendly relationship.
I was happy my Dad was able to know him as well.
My deepest condolences to you and your loved ones. His sweet and caring nature will always be in my thoughts when I remember those years growing up on Callaway Ave.
Much love,
Susan Lester Levy
JR

Jerome Ross

Posted at 11:36pm
I am saddened that I will not enjoy that smile he gave me every time I saw him. I met him when I was a student at City. In the photo of the football team, to his left is my cousin Bernie Gordon. Gerry was a true bonified mensch. My his memory be a blessing to all.
EF

Esther Cohen and Family

Posted at 07:29pm
What a strong, fit, hardworking, gentle kind soul. Our families have been friends forever and we could always count on Jerry with a warm greeting and engaging conversation whether regularly at the JCC or at ongoing Family Simchas. Our heartfelt sympathy to Iris and family on the loss of beloved Jerry. May his memory be a continued blessing to the many lives he touched. Love, Esther and Family
SB

Susan & Brent Baron

Posted at 01:32pm
Dear Iris and Family,
We are so sorry for the loss of your beloved Jerry. Our thoughts and prayers are with you at this difficult time. We were so lucky to have him as our neighbor.
Susan & Brent Baron & Family
L

Louis Greenfeld

Posted at 11:44am
Robbie and family,
I am so sorry for your loss. We were neighbors on Lexington St for years and I always thought very highly of your Dad. My thoughts and best wishes are with you at this sad time.
SG

Sandra Morrell Gordon

Posted at 11:35am
Iris, Linda and Robbie, I am deeply saddened to read of the passing of your loving Husband and devoted father and grandfather. He was such a nice man with a big smile for everyone. I know his primary concern was always for the well being of his family. No words, however kindly meant, can soothe your pain away, but I hope the beautiful memory of his devotion and love will bring you comfort. My thoughts are with you for peace and comfort.
TC

The Clayman - Astrin Cousins

Posted at 10:56am
The Clayman - Astrin Cousins would like to express our sincere condolences on the passing of our beloved cousin Aishey Silverman. Our thoughts and prayers are with the Silverman family at this most difficult time.
R

Ruth and Bernard Fleishman

Posted at 09:55am
Dear Iris,cousins and grandchildren,

Our deepest sympathies on the loss of dear Uncle Aishy, your beloved husband, father and grandfather. He was a very kind and thoughtful man who always put family first. We hope you are comforted by the many happy years you shared together. Please know that our family's thoughts are with you at this time.
AC

Audrey Crystal

Posted at 09:31am
Dear Iris, Robbie, Marc, and Linda - We are saddened to hear of the loss of your beloved Jerry. He was a wonderful husband, father, and grandfather. May he rest in peace and his memory be a blessing for your entire family.
Audrey and Mickey Crystal and Family
BF

Barbara Berman-Katz Ddelray Beach Florida

Posted at 02:31am
Dear Iris and your entire family my sincere condolences on the loss of your beloved husband Jerry. He was so involved and proud his grandchildren and children always being such a great part of their growing up years. I forgot what holiday you Jerry Linda and her boys joined Us for dinner. It was Jerry’s birthday and I had a birthday cake for him that Linda’s children so proudly presented to their smiling grandfather. I know there are many more good memories of your children and their families you were both able to enjoy. May he Rest In Peace and his memory be for a blessing
H

Helene Rapaport

Posted at 07:18pm
Linda
My heart is with you and your family. Your father was the kindest man I have ever known. His smile would light up a room. May his memory be a blessing
SB

Sam Blitzstein

Posted at 07:16pm
Dear Iris, Robbie Marc and Linda
I am so sad to learn about the passing of my brother in law Aishey. I always thought he was a gentle, thoughtful person and I know he will be missed. Iris, I am thinking about you and hope that you find comfort from the many happy years you shared.
Sam
BS

Barbara and Howard Schiff

Posted at 07:03pm
Jerry was a good man who enjoyed life to the fullest. He and Iris loved to travel and see the great sites around the world. He was also a hardworking man who had an absolute passion for his business, 'Jerry's Bargains'. My deepest sympathies to the entire family, Iris, Robbie, Marc, Linda and the grandchildren. He will surely be missed. May he rest in peace.
JS

Jackie and Barry Simon

Posted at 06:34pm
To the Silverman Family,

We remember Jerry from years ago at the JCC. He always had a smile on his face and was welcoming to everyone. The last time we saw Jerry was at the Chanukah House on Park Heights Avenue and we hugged and shared old stories. Our best to Iris, Robbie, Mark, and Linda, and hope you remember the great times with your dad. He certainly was a special person and had our respect and admiration.
BA

Baltimore City College Alumni Association

Posted at 04:40pm
To all who mourn for
Gerald M. Silverman
the Officers and Board of the
Baltimore City College Alumni Association
extend their condolences.
SF

Stephanie & Jon Ferber

Posted at 04:09pm
Dear Robbie, Mark & Linda,

So sorry to learn of the passing of your dad. We remember his smiling face, always, and I remember him from our days at Fort Garrison. He always seemed happy, fit, and helpful. May good memories help to ease your pain.
TM

Terri Gumnit Satisky and Myra

Posted at 03:22pm
Dear Iris and Family,
We are so sorry to hear of your loss. I remember seeing Jerry at the Miriam Lodge Donors and he always had a great smile.
LM

Leslie Mensh

Posted at 01:58pm
Several years ago, I worked in the rabbi's office of BT and always enjoyed speaking with you. Sincere condolences to you and your family
BM

Barbara & John Margolis

Posted at 01:10pm
Dear Aunt Iris and cousins,
We are so sorry to hear about our Uncle Aishy passing. We hope your fond memories of his smile and joyful outlook will be a comfort.
PA

Paul L Abrams

Posted at 12:22pm
Condolences go out to Mrs. Silverman,Linda,Robbie, Marc & the entire family.I have known Robbie for close to 50 years, graduating at Pikesville High School Class of 1978. I also have known Linda since school days. Unfortunately I did not know your dad.I know one thing-- Your dad had to be a brilliant businessman, father, great & great-great grandfather !! I know he owned "Jerry's" Variety Store, on W. Lexington St. for many decades, serving Baltimore school children, selling uniforms & associated apparel. It took a strong minded, honest person to survive so many years in the diverse and great city we all call Baltimore,
Maryland, U.S.A. I know Jerry had Linda, Robbie, your Mom & the family helped him operate the business for many years. I, myself, along with my Mom, Dad & brother, Arnold, all (OBM), operated a large fleet of Baltimore City taxicabs, also for many decades. Thru prosperity & turmoil, that still grips out great City, as business people, we go to work everyday to serve the public. I have my memories of our family business. I continue to serve the public in my Home Improvement business. That's just the way it is...with a strong work ethic, but not forgetting our families, friends, & various Jewish Charities. The knowledge we learn from our parents is irreplaceable & growing up in a family run business. Our parents give us food, clothing, housing, education, religion & LOVE...to lead us along the path of life...I know your dad did all this for your family...and I salute him as I speak to you now. May you cherish all the great memories of Jerry !!! May Hashem bless his Soul !!! Baruch Hashem !!!
FB

Frank Boches

Posted at 11:48am
Dear Iris and Family.
So sorry to hear of Jerry's passing. He was a mainstay in our JCC joggers group that traversed up and down Park Heights avenue for many, many years. Even though he worked hard at his downtown store, he found time to join the group in the evenings and Sunday mornings. Jerry was a keen and smart businessman and a hard worker who built up a big following in the downtown area. He went to New York often on buying trips to secure clothing that his customers needed. A friendly and devoted person, Jerry always found time to be at Beth Tfiloh for his parents' Yahrzeits and he also supported B'nai Israel. Congregation for many years. He will be missed. May his memory be for a blessing.
BL

Bev and Bob Lipsky

Posted at 11:46am
Dear Iris and family
We are so sorry to learn of Jerry's passing.He alway's had a bright smile and a warm hello.Sending our heartfelt sympathy to all.
BY

Bea Yoffe

Posted at 10:39am
Dear Iris & Family,
My deepest condolences on the loss of of you beloved Jerry. He was a very kind and gentle man, always smilng, eager to help in whatever capacity was needed - a true mensch- a great guy. May the beautiful memories you have be a source of comfort to you during this most difficult time - My thoughts and prayers are with you.
SG

Steve Givotovsky

Posted at 09:22am
Dear Iris, Robbie, Linda, Marc and family,

So very sorry to hear that Jerry passed away. He was a good friend and I will miss him.
May his memory always be a blessing to you
BF

Beverly & Leonard Rifkin, Delray Beach. FL

Posted at 08:56am
Dear Iris and family,
Len and I are so sorry to learn of the passing of your beloved Jerry. Whenever we were in his company Jerry always had a smile and warm hello. It is so hard when someone we love is no longer with us, but he will always be in your heart as well as the memories.
J

Jane and David Davis

Posted at 08:27am
Dear Iris and family, we are so sorry to learn of Jerry’s passing. He was such a warm and friendly person, and a pleasure to be in his company. May your memories be a comfort today and always. Jane and David
MK

Miriam Lodge, K.S.B.

Posted at 08:23am
Miriam Lodge, K.S.B. and the Executive Board regrets the passing of Gerald Silverman, beloved husband of our member Iris Silverman. Jerry was a supporter of Lodge; and when he was able, he always extended a helping hand. May his memory be a blessing.
TF

The Weinrauch Family

Posted at 08:19am
Linda & Boys,
I am so sorry for your loss. My thoughts and prayers are with all of you. May his memory be for a blessing and comfort to all.
PA

Paul Alpert

Posted at 08:07am
Dear Iris and Family: Please accept my heartfelt condolences on your great loss. Jerry was a great guy! I had the good fortune of having Jerry as my classmate for 3 years at Baltimore City College, the class of Feb 53. May his memory be a blessing. Sincerely, Paul Alpert
C

Carolyn Cooperman

Posted at 07:50am
Dear Iris and family, So sorry to hear about the death of Jerry. As you all know he was such a kind sweetheart of a guy and treasured his family . His wonderful spirit will keep him in your heats forever.
LS

Linda Spitalsky

Posted at 07:37am
Dear Iris,
I was saddened to learn of Jerry's passing. My heartfelt condolences to you and the family. He is at peace now. May his memory be a blessing. Much love, Linda
HA

Herb & Mona Arenberg

Posted at 11:14pm
Dear Iris, Linda, Robbie, Marc,
So very sorry to hear of the loss of your beloved Jerry. He always had a smile on his face and was always so pleasant and kind. He was a wonderful cousin to Herbie who always looked up to him. He will be greatly missed. May your memories give you comfort.
CT

Charles Tamres

Posted at 09:31pm
To the Silverman family.
So sorry to see that Jerry has passed away.i knew Jerry for many years while exercising at the JCC and lost contact the last few years. A warm friendly man who will be missed and remembered. May your memories bring you comfort during this time.
AC

Arnie Clayman

Posted at 09:13pm
I am so sorry to hear about Jerry and my sincere condolences for your loss. I always looked forward to seeing Jerry at services on the holidays and catching up with him. I have missed him these passed few years. He was a great guy. May his memory be a blessing for the whole family.
LH

Larry Hornstein

Posted at 09:13pm
Iris, Robbie, Marc, and Linda,
I was friends with Jerry, and your family from the JCC for decades. I even helped Jerry working at the family store during his busy season during the holidays and back to school many years ago. During more recent times I saw Jerry at Beth Tfiloh . Jerry was a wonderful person. My deepest sympathy to you and your family. May his memory be for a blessing.
DK

Della and Gary King

Posted at 07:47pm
Iris, we were sorry to hear about Jerry.
Please accept our sincere condolences to you and your family and our wishes for you to remember all your wonderful years together.,
JK

Jeffrey and Debby Katzen

Posted at 07:21pm
Iris, Robbie, Marc and Linda- We are so sorry to hear about the loss of Jerry. May his memory be a blessing. We are thinking of you all with deepest sympathy. Jeffrey and Debby Katzen and family
RS

Ruthye Steinberg

Posted at 07:15pm
Dear Iris and Family
My deepest condolences on your loss of Jerry. My heart and thoughts are with you during this difficult time. May you find comfort in your memories.
D

David

Posted at 06:32pm
Robbie ,Marc ,Linda and Iris . David and Alissa Blitstein are very sorry for your loss.
J

Joan & David Uhlfelder

Posted at 05:50pm
Iris, Robbie,Marc & Linda....so very sorry to hear about Jerry....Jerry was one of the good guys and a real mensch....our thoughts and prayers are with you at this sad time....
B

Betty & Gary Hyman

Posted at 05:12pm
We are so sorry to hear about Jerry. Sincere condolences and may his memory be for a blessing.
AS

ALBERT SHERMAN

Posted at 03:58pm
Dear Family:
We remember Jerry as a warm and friendly person, devoted to his children and grandchildren. He served the Baltimore community for many years by providing clothing in an area where his store was very much needed.
To my dear cousin Iris and family, Joan and I wish to express our sincere condolences for your loss.

We wish that we could be with you at this time and send you our love.

Joan Goudy and Albert Sherman
BC

Beth Tfiloh Congregation

Posted at 03:44pm
Beth Tfiloh Congregation deeply regrets the passing of our member, Gerald Silverman, husband of our member Iris Silverman, and extends sincere condolences to the entire family.
SM

Sheila Mentz

Posted at 03:34pm
Dear Iris,
I was so sorry to read of Jerry's passing. I have fond memories of him going back to Har Sinai days. He was a wonderful gentleman. My deepest and most sincere sympathy to you and the family. May the wonderful memories of the years that you shared be a comfort to you.
KI

Kappa Guild, Inc.

Posted at 03:31pm
The officers and members of Kappa Guild, Inc. regrets the passing of Gerald Silverman, beloved husband of our member, Iris Silverman and extends our deepest and heartfelt sympathy to the family.
MS

Miriam & Bob Stern

Posted at 03:25pm
Iris, Bob & I send you our most sincere condolences upon the loss of your dear husband, Jerry. May you find comfort in many wonderful memories. May his memory be a blessing to all of your family.
DD

Dr and Mrs. Lawrence Donner

Posted at 02:27pm
Dear Iris and family:

We send you our heart felt sympathy on the loss of Jerry, husband, father and grandfather.

Gilda & Larry Donner and Family
EG

Ellen and Joel Goldwasser

Posted at 02:26pm
We send our sincere condolences on your loss. May his memory forever be a blessing to your family.
ML

Mary Joan Levin

Posted at 02:14pm
Dear Iris an Family. So sorry for you loss. Jerry enjoyed life an was a hard worker in his time. May you have fond memories.
C

Covenant Guild, Inc.

Posted at 02:05pm
The officers and members of Covenant Guild, Inc. deeply regrets the passing of Gerald (Jerry) Silverman, husband of our member Iris Silverman. We extend our sincere condolences to the entire family.

Jacque Ziskind
President
NB

Nancy (Keyser) and David Bookoff

Posted at 01:39pm
So sorry for your loss.
ME

Moses Montefiore Anshe Emunah

Posted at 01:07pm
Robbie, Marc and Linda,

Your friends t MMAE offer your our condolences on the loss of your dear father, Gerry. We remember him attending minyans from time to time before he became ill and before his eyesight became a real issue. We know he was loved in the Baltimore community, having run the store for so many years, where he provided the school uniforms and other clothing items. We pray that you have only warm memories of your dad to provide you a measure of comfort.

Jeff Forman,
President
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