410-653-8900
Rochelle Lipsitz

Roxy Lipsitz (nee Schreiber)

February 7, 1939 - January 25, 2023
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Roxy Lipsitz (nee Schreiber)'s Tribute Fund


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Roxy Lipsitz (nee Schreiber)'s Tribute Fund

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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

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LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Service Details

  • Service

    Sunday, January 29th, 2023 | 1:00pm
    When
    Sunday, January 29th, 2023 1:00pm
    Location
    Sol Levinson's Chapel
    Address
    8900 Reisterstown Road
    Pikesville, MD 21208
    Get Directions: View Map | Text | Email
  • Interment

    Location
    Oheb Shalom Memorial Park
    Address
    430 Berrymans Lane
    Reisterstown, Maryland 21136
    Get Directions: View Map | Text | Email
  • Shiva

    Location
    Family residence
    Address
    6701 Park Heights Avenue, #4A
    Baltimore, MD 21215
    Get Directions: View Map | Text | Email
    Notes
    Sunday following interment and Monday and Tuesday from 5pm-7pm

Donations

Donations are being accepted for:
Har Sinai-Oheb Shalom Congregation

7310 Park Heights Ave, Baltimore, MD 21208

The Park School

2425 Old Court Road, Baltimore, MD 21208

Obituary

Rochelle “Roxy” Lipsitz (nee Schreiber) of Baltimore, Maryland, passed away on Wednesday, January 25, 2023 at the age of 83. Roxy was known for her love of travel and zest for life and worked as a travel agent until 2022. She was also a huge supporter of the arts and a graduate of the Maryland Institute College of Art.

Roxy is survived by her loving daughter, Ilene Lipsitz and her loving son and daughter-in-law, Sid and Becky Lipsitz. She was predeceased by her devoted husband Robert Lipsitz, and her brother Ronald Schreiber.

Services at Sol Levinson's Chapel, 8900 Reisterstown Road, Pikesville, MD 21208, will be held on Sunday, January 29th at 1:00 pm with interment following at Oheb Shalom Memorial Park. They will be live streamed for people unable to attend. Contributions in her memory may be sent to The Park School in Baltimore and Har Sinai-Oheb Shalom Congregation. The family will be in mourning at the residence following interment and Monday, January 30th and Tuesday, January 31st from 5:00-7:00 pm with a service at 5:30 pm each day.
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Condolences

We encourage you to share your most beloved memories of Roxy Lipsitz (nee Schreiber) here, so that the family and other loved ones can always see it.

 
LG

Leslie Goldsmith

Posted at 02:01pm
Blake and I were so saddened to hear about Roxy’s passing. We had the honor of knowing Roxy for many years and like everyone who knew her we just adored her. She was a truly a special person. Such positivity and passion. We are so glad she was part of our lives. Our sympathy and thoughts to her family. XOXO Leslie and Blake
HD

Helma, Rob en Daan

Posted at 07:44am
Lieve Ilene & Sidney,

Gecondoleerd met het verlies van jullie moeder. Wat een fijne mensen waren jullie ouders voor ons toen toen in 1983 naar Baltimore kwamen voor een stage. Een jaar lang waren wij een “deel” van jullie gezin. Zo voelde het voor ons. Een thuisbasis overzees🥰. We waren altijd welkom en ze gingen vaak met ons op pad om het Amerikaanse leven te ontdekken.
Wat was het bijzonder voor ons dat Bob & Roxy onze speciale gasten waren op onze bruiloft 1987. Daarna zijn we nog eens met Daan geweest; hij bewaart ook mooie herinneringen.
Voor altijd bij ons❤️
KK

Karen Klein

Posted at 01:58pm
Roxy and I have known each other since Travel Agent school. Whenever we were together we laughed and laughed. She was full of energy and had the best smile. She was a kind considerate friend who I dearly loved.
We shared our love of travel, museums, theatre, and film. She was like a big sister that I never had. My favorite memory was our trip to India. Roxy had a very full life and I know you will rest in peace.
BH

Bobbie Siegael Hyman

Posted at 07:04pm
Sincere condolences to Roxy's family. I remember her big smile from Park School days
SH

Shelley Hendler

Posted at 09:02am
The Baltimore Jewish Film Festival committee is saddened by the loss of our former dedicated member. Roxy served on the committee for many years and was appreciated for her insights, intelligence, and warmth. Our condolences to her beloved family and cherished friends.
VP

Vivian Portnoy

Posted at 08:03am
It was shockingly sad news to learn that that was why Roxy wasn’t with us recently at Page Turners, Roxy’s book club. Our very sincerest condolences to her beloved family. We will all miss her.
HS

Harriet Stulman

Posted at 02:35pm
I knew Roxy from my high school years at Park School and reconnected with her as a
member of the JCC Film Festival Committee. I will miss her as she was always thoughtful
and caring in our meetings. May her memory be a blessing.
ME

Marilyn and Howard Eckel

Posted at 02:11pm
Dearest Ilene and family,
What a beautiful, touching, and memorable tribute to your dear Mom Roxy. She certainly was an amazing lady and it was lovely to hear about her travels and her ability to so easily make friends with people she met. Ilene, you have so many of your Mom’s wonderful ways and loving personality – certainly a case of “like Mom, like daughter”. Knowing you so well, I feel I also know your Mom with her interesting, cheerful and kind personality. Just remember that your Mom will always be in your heart, and you have the blessings to have traveled to so many interesting places with her.
Cherish all your many memories. Fondest Love Marilyn and Howard Eckel xx
ML

Mary Joan Levin

Posted at 01:55pm
TO THE LIPSITZ AN SCHREIBER FAMILY, SO SORRY FOR YOUR LOSS, ROXY ALWAYS GREETED WITH A SMILE AND WE WOULD MEET AT TRAVELAGENT BUSINESS SHOWS. MAY SHE BE AT REST AT HER DESTINATION..
MS

Melissa Spevak

Posted at 09:01am
I had the fortune to join a book club that Roxy had been in for many years. It was fun to know her and hear her wry and very honest comments and to see that twinkle in her eyes when she smiled. When she hosted the club, I so enjoyed her hospitality in her interesting and historic home. Although we are recent friends, she made me feel ours was a special friendship. She will be missed by many. My condolences to her family.
JL

Jane Libby

Posted at 09:59pm
Dear Ilene and Sidney & Becky, I remember so fondly our annual celebrations for 50 years, her wonderful travel advice, her great cooking, her creative ideas and her loving heart! With love from Jane, Therissa, Roxanne, Sallie, and Lake.
JL

Jane Libby

Posted at 09:56pm
Dear Ilene and Sidney, I always felt so close to Roxy. With mutual friends we celebrated the Passover for 50 continuous years! She sent me to wonderful places, always gave me wonderful travel advice, and cared for everyone she met. Ilene, Sidney, and Becky, our hearts and our love go out to you. With love from Jane, Therissa, Roxanne, Sallie and Lake.
DL

Diane Lieberman

Posted at 08:29pm
For many years, Roxy was a wonderful friend and across the hall neighbor to my mother Jackie Wilen at Arlington Park When my mother got older, Roxy was so sweet to check in make sure all was well. She always told me to feel free to call her if I ever needed her to run over and help, and I know she sincerely meant it. Once when we returned home from the hospital, Roxy brought over a giant pot of homemade soup that was so appreciated. Sending condolences to the family at this sad time. Roxy was so special.





RS

Roby and Silvia Stier

Posted at 07:25pm
Roby and I are very saddened to hear Roxy passed away. Memories of her lovely friendship will forever last in our hearts. She was caring, very friendly and funny . We enjoyed tons of BBQs together as well as theater, concerts and sightseeing. We have lost a friend . She will be missed.
LF

Len Fleischmann

Posted at 12:42pm
My heart skipped a beat when I saw this. I am so sorry for your loss. Roxy was a very special person to everyone she touched.
J

Janet Golub Schenker

Posted at 11:05am
Ilene and Sidney So sorry for your loss. Your Mom and Dad were very good friends with my parents. I have so many fond memories of them both. I remember your mom was such a good cook too. I have some of her recipes. She frequently would "just stop by" by parents house on Midfield Road. It was always a pleasure to see her. Sending my deepest condolences.
RF

Richard Fradkin

Posted at 11:00am
Dear Leney, Sid,

I just saw that your awesome mom, Roxy, passed away. I'm so saddened by this. She was truly one of the most fun and energizing women that I knew and I have many fond memories of her. Wishing you and your entire family comfort at this difficult time.
Love, Richard bradkin
SS

Sharon Sagal

Posted at 08:57am
So sorry to learn of Roxy's passing. Always enjoyed being with her at Oheb Shalom classes and services. After many years we found out we had mutual Schreiber family. I will miss her smiles. May your memories be a comfort.
ER

Ellen and Gerry Resnick

Posted at 05:55pm
May her memory be for a blessing
AR

Annette Romanoff

Posted at 04:20pm
For many years Roxy and her darling daughter
Joined udon Art trips. Always enthusiastic
And a joy to be with. May she Rest In Peace

Henne Rapkin & Annette Romanoff
ML

Morris and Faye Levine

Posted at 09:32am
So sorry to hear of Roxy’s passing. We had many good times together back in the day. She always had a smile and was so much fun to be with. Morris and I will miss her. She was one of a kind.
AM

Ann E and Jackson McHorney

Posted at 09:10am
Dear Ilene and family, thanks for sharing these pictures of beautiful Roxy. There is a big smile in every one. She could be one of the few people that could make Ilene look tall. =0]
May her memory be a blessing as was her life. Sending love.
S

Susan Schwartz and Richard Rubin.

Posted at 08:35am
So sorry to hear of Roxy’s passing. She always called me Susanne with a big smile. I don’t know why, however that was my name to her. I guess she liked how it sounded better than “Susan”. She really loved life and beauty. We would talk about plants and our trips, movie, theater and more. She was warm, fun and friendly to everyone. She will be missed.
May Roxy’s memory be for a blessing.
RA

Renee and Stanton Ades

Posted at 06:46am
Roxy and Bob were our neighbors on Philips Drive. Roxy always had a smile on her face and was warm and giving. When Giant Food started providing computers in exchange for copies of receipts from their stores Roxy would save and bring hers to us so they could be donated to our sons’ school, Jemicy. She was so fun-loving and every family trip she planned for us had fun things for the boys to experience. She was a treasure.
MM

Mike Moore

Posted at 06:38am
My deepest condolences to Ilene and family, Roxy always lit up the room with her smile, I'll miss her.
BB

Barbara Black

Posted at 09:39pm
Ilene,
So sorry to hear about Roxy’s passing away. She always had a great smile for everyone and loved helping people in our store.
I hope the good memories help you at this difficult time and always.
RF

Ruth Fader

Posted at 09:16pm
Dear Eileen & Sidney,
I was deeply saddened to hear of Roxy’s passing. Though I hadn’t seen Roxy for quite a long time, for a number of years we had a very close relationship. Our daughters were the same age and we were neighbors on Phillips Drive. One day back in 1974, I uncharacteristically went to Roxy’s to borrow the proverbial cup of sugar. We talked and talked, and it turned into a discussion about our interests in touring. It wasn’t long after that, Roxy and I started the company that existed for 31 successful years, Baltimore Rent-A-Tour and the Insomniac Tour. After six years, Roxy decided that her love of travel would be best met by working with a travel agency and we parted as partners but remained as friends. Thinking back on our relationship, there are many special memories. Roxy surely will be missed by all who knew her. My most sincere sympathy to both of you, Eileen and Sidney.
MC

Myrna Cardin

Posted at 08:24pm
I was so sad to read about Roxy’s death. I have many wonderful memories of working for her at Baltimore Rent a Tour. May her memory be for a blessing.
KT

Kim Tuvin

Posted at 08:02pm
May her memory be for a blessing. Sending love to you Ilene
SF

Susan Fader Feild

Posted at 07:50pm
So sorry to hear this sad news. Roxy and mom (Ruth Fader) started BRAT (Baltimore-Rent-A-Tour) together in the 70's. Many memories and pictures of tour guides in their red hat! May her love and beautiful memory be with you forever.
SK

sybil kolodny

Posted at 07:15pm
Dear Ilene and family
I feel we just spent some special time together on our New York to Baltimore bus. Able to sit with Roxy for a few hours and talk about family and travel. So happy I was able to catch up with Roxy and her dear Ilene. A very beautiful and special lady with a terrific smile on her face. Stay positive and only good memories.
Fondly
Sybil
AG

Alice Rosen Galper and Harvey Galper

Posted at 05:02pm
When we think of Roxy, we think of light. She shed light on everything she did and everyone she met. She didn’t care what your position was in life, although she reserved her special attention for those who needed it most, always willing to help those in need or in trouble,
Roxy was a dear and trusted friend from Alice’s days as her classmate at Park School. We will miss Roxy’s strength and spirit. May we all think of her in both good and troubled times and try to emulate that special gift of light that she so freely shared with us.
Alice and Harvey Galper
AG

Alice Rosen Galper and Harvey Galper

Posted at 04:48pm
Alice and Harvey Galper
AC

Arnold and Barbara Sindler, Royce and Michael Hendler, Rita Cohen

Posted at 04:06pm
Roxy was our very special cousin. She always wore a smile. She was a great cook and was so eager to travel the world. Roxy was interested in everything and everyone and that's what we loved most about her. We will miss her!!
S

Susan Hackerman Gladstone

Posted at 04:01pm
I am sorry to hear of Roxy’s passing. She always had a huge smile. My mother ( Bea Hackerman) always called her her young friend.
KG

Karen Ginsberg

Posted at 02:51pm
Roxy and I were in the same Bible study class. She was such a warm, outgoing, vivacious person that she made the world brighter by her presence. I will miss that smile and send my deepest condolences to her family on her passing. May your memories comfort you.
LG

Linda Gross

Posted at 01:09pm
So sorry to hear of Roxy’s death. May she rest in peace
BJ

Beverly Jerome

Posted at 12:07pm
My condolences to both of you.
MS

marilyn and bob schaftel

Posted at 11:37am
Rest in peace.
D

Debra and Maurice Furchgott

Posted at 11:30am
Roxy was a lovely, upbeat woman. She was in my life from the summer of 1949 when we were campers at Camp Wohelo. We were always happy to reconnect.
HH

Hinda Hoffman

Posted at 09:58am
Sending our sincere condolences to Roxy’s family.

Barry and Hinda Hoffman
SN

Sue and Howard Needle

Posted at 09:43am
We were so sorry to learn the sad news about Roxy, and we send our deepest sympathies to her family. She was such a warm and wonderful lady, and we will miss her. Our thoughts and prayers are with you at this difficult time.
NG

Nancy Golub

Posted at 09:42am
Just reminiscing with my dad 2 weeks ago about Roxy's delicious sweet and sour tongue that he so loved. Remembering fond times shared with Roxy. May her memory be for a blessing.
BG

Betsy Goldstein

Posted at 08:39am
I'm sorry to hear of Roxy's passing. I have great memories of her from when I was a kid. Sending my condolences and love to her family.
JL

Janet and Rich Livingston

Posted at 08:35am
Lovely woman may she rest in piece
L

Linda Kaufman

Posted at 06:31am
So sad to see Roxie died.
We were friends for many years growing up in Baltimore. She always had a smile and was wonderful at whatever she did.
May she rest in peace.
SS

Sandy and Tobey Schreiber

Posted at 07:26pm
We are in shock and devastated to hear this. Roxy was very special in so many ways. She was always upbeat and so full of energy. She did an amazing job of keeping in touch with the Schreiber family and she was the glue that kept us together. We loved spending time with her. She will be missed. Our deepest condolences to the family.
S

Susan and Robert Friedlander

Posted at 07:05pm
I am so sorry to hear of Roxy’s passing. She planned many wonderful trips for me and my husband,Robert. Roxy and I were theatre and exercise buddies. She will be missed.
TM

Tzippie Mahr

Posted at 03:14pm
I'm shocked and so sad to learn of the loss of Roxie. I've known her for many, many years from our True Sisters Lodge days and being old friends. She was a very special woman, and a very hard worker, and more importantly, a really nice and bright person. She will be so missed by all who knew her. May all the wonderful memories be in the hearts forever of her, and especially during this heartbreaking time. Her memory shall be for a blessing.
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