410-653-8900
Beverly Margolis

Beverly A. Margolis (Abramowitz)

October 4, 1930 - June 17, 2022
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Beverly's Tribute Fund


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Beverly's Tribute Fund

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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Service Details

  • Service

    Sunday, June 19th, 2022 | 12:00pm
    When
    Sunday, June 19th, 2022 12:00pm
    Location
    Beth Tfiloh Cemetery
    Address
    5660 Windsor Mill Road
    Baltimore, MD 21207
    Get Directions: View Map | Text | Email
  • Shiva

    Location
    Family Residence
    Address
    6 Harrod Court
    Reisterstown, Maryland 21136
    Get Directions: View Map | Text | Email
    Notes
    Sunday following the interment until 9 pm, Monday - Thursday 11am - 5pm and 7pm - 9 pm, Friday 11am - 2pm, with evening services Sunday - Thursday at 7pm.

Donations

Donations are being accepted for:
Beth Tfiloh Congregation Teen Minyan Kiddush Fund

3300 Old Court Road, Baltimore, MD 21208

Gilchrist Hospice Care

11311 McCormick Road
Suite 350, Hunt Valley, MD 21031

Obituary

Beverly A. Margolis (nee Abramowitz), of Baltimore, Maryland, passed away on Friday, June 17th, 2022 at the age of 91. She is survived by her children, Michael A. Margolis, Jeffrey I. Margolis, Patti Spigel, and James (Nancy) Margolis; siblings, Avie (Jeanne) Abramowitz and Lonna Shaivitz; grandchildren, Kelley Spigel (Rich Goldberg), Jordan Spigel, Eben Margolis, Eric Margolis, Daniel Margolis, and Benji Margolis; great grandchildren, Jack and Kira Goldberg; and loving special friend, Donald G. Salganik. Beverly was predeceased by her husband, Edward S. Margolis; and parents, S. Morris and Hadessa Abramowitz.

Services at Beth Tfiloh Cemetery, 5660 Windsor Mill Road, Baltimore, MD 21207, on Sunday, June 19th, 2022 at 12:00 pm. Please omit flowers. Contributions in her memory may be sent to Beth Tfiloh Congregation or Gilchrist Hospice Care. The family will be in mourning at 6 Harrod Court, Reisterstown, MD 21136, Sunday following the interment until 9 pm, Monday - Thursday 11am - 5pm and 7pm - 9 pm, Friday 11am - 2pm, with evening services Sunday - Thursday at 7 pm.
Read Less

Condolences

We encourage you to share your most beloved memories of Beverly here, so that the family and other loved ones can always see it.

 
DG

Daryl M Gamerman

Posted at 06:12pm
Dear Jeff and family,
I'm sorry to hear the loss of your beloved mother. I lost mine in 2019 and I know the sorrow you're sharing in now... Words cannot fully comfort you, but I hope her memory will be a blessing. B'H
MH

Mark Hotz

Posted at 03:25pm
So sorry to belatedly learn of this. Bev was a beloved neighbor for many years on my Greene Tree Court. She was a lovely friendly person and I am honored to have known here.
LC

LINDA AND HARRY CHUPNICK

Posted at 01:31pm
Dear Patti, We are so sorry to hear of your mother's passing. May her memory be for a blessing.
AS

Amy & Marley Simon

Posted at 08:27pm
Dear Patti, Jimmy and family,
Our heartfelt sympathy goes out to you and your family. Your mom will be truly missed.
BM

Barbara Meltzer

Posted at 07:50pm
Patti, I was so sorry to hear about the loss of your mom. She will be missed by many. Beverly was one of the best. Patti, I know she taught you well. You will be the matriarch of the family now and will do a fine job following in Bev's footsteps. I send all my love to you.
SW

Steffi Wingrat

Posted at 02:09pm
Dear Margolis Family,
So sorry to hear of Beverly‘s passing. We definitely had some good times together. She was such a sweet & funny lady. She will be missed.
B

Beth Magaziner

Posted at 10:18am
Dear Patti & family…
I am so very sorry to hear about your mom’s death. I had no idea she was sick. She was an unbelievable woman in every way. My thoughts & love are with you. May all the wonderful memories of her help you during this very difficult time. My sincerest condolences are with you & may she RIP💜
MB

Maxine and Michael Blume

Posted at 04:16pm
Patti and Family,
We have lost a very special person. We had so much fun when we bought our home in Stevenson with her. She was so knowledgeable and committed to helping us find a special home. Our thoughts and prayers are with you during this most difficult time.
J

Judy Gerstein

Posted at 10:43am
Patti ,Sending you and your family …condolences
Prayers ….
AS

Amy & Jeffrey Schapiro

Posted at 09:46am
Dear Patti, Jimmy and Family,
We are so sorry for your loss. Never easy losing the ones we love. Let all the wonderful memories comfort you at this most difficult time.
HA

Heddy and Benson Abramowitz

Posted at 04:07am
Patti, Lonnie and family:

Condolences from all the Jerusalem relatives.
I have good memories of your Mother and that whole generation of cousins.
המקום ינחם אתכם בתוך שאר אבלי ציון וירושלים
GC

Glenn, Ytta and Susanna Carr

Posted at 09:38pm
Patti and family -- we extend our heartfelt condolences on the passing of your wonderful mother who was the matriarch and role model. I always loved in the early part of your career seeing the mother-daughter realtor team in the Baltimore Jewish Times. May her memory be for a blessing now and for future generations.
M

Maureen and Howard Davidov

Posted at 07:15pm
Dear Patti and family:
Our heartfelt condolences on the passing of your beloved Beverly. May her memory be for a blessing to your family and all those whose lives she touched.
F

Fran Stern and family

Posted at 04:49pm
Please accept our sincere condolences on your moms passing. She helped us buy our first home! We had such fun times with her in the car searching for the perfect house. She always brought snacks in the car. She was kind ,warm and funny. What a gem! May her memory be for a blessing,
GF

Gail and Ron Furman

Posted at 12:38pm
Patti,

So sorry for the loss of your mom. She was always so kind, loving and sweet. May the wonderful memories help sustain you and your family during this difficult time.
SF

Schuster Family

Posted at 12:30pm
We all share special memories of the Labyrinth/northbrook road days. Your mom was very special. She will be missed.
JJ

June Jacobs

Posted at 12:23pm
Dear Patti & Family
We are so sorry for your loss. Sending love and hugs your way!
June & Bob
PW

Paul Abrams Pikesville/ Mt. Washington

Posted at 11:30am
Condolences to Patty & the entire Margolis family. I remember your Mom from the real estate business years ago. Not sure if she was an agent at O'connor, Piper & Flynn, back in 1985.That was my 1st employment as an agent. I remember her as a very friendly person. You followed in your Mother's footsteps....That says alot by itself....Our parents, especially in our Jewish Communities, it is their jobs to guide us in the right direction along lifes pathway....I am sure you & your siblings experienced this during your lifetimes. Patty-- I am sure your Mom was your best friend....I hope all of your family members take the good times with both your parents to heart. May Hashem bless Beverly's good soul ! Baruch Hashem !!!
NR

Naomi Rovner

Posted at 10:33am
Dear Patti and family, So sorry to hear about your Mom’s passing. Bev was a warm, fun, and special lady and will be missed by all who knew her. May her memory be for a blessing.
DK

Debby Katzen

Posted at 08:30am
Patti,
We are sorry to hear of the loss of your mother.
Our condolences go out to the whole family.
With deepest sympathy, Jeffrey and Debby Katzen
VS

Vito Simone

Posted at 07:49am
I first met Bev when I got into real estate in 1988. She was a big personality, a good agent, and always a big smile. So sorry for your loss. May her memory be a Blessing
RS

Ruth and Marty Schnitzer

Posted at 05:58am
Dear Patti, Lonnie and Family,

Sorry to hear of Beverly’s passing. She was a beautiful person inside and out. May her memory be for a blessing and may she R.I.P.
CS

Carole and Gil Schechter

Posted at 09:13pm
Dear Patti, Don and Family,
Please accept our sincere condolences on the loss of your beloved Mother and partner.
Beverly was so sweet, so nice, so sincere and so special. She loved the lemon squares that we would send over and was so appreciative. She is missed already!
May her wonderful memories be a blessing to all of you.





K

Karen Goldberg Mendoza

Posted at 08:57pm
I remember working with Beverly at prudential and was a lovely lady and always had a smile on her face.. so sorry for your loss
JB

Janet Billig

Posted at 07:40pm
My deepest sympathy to all of Beverly’s wonderful family. I will certainly miss my shul buddy of so many years. Jan Billig
PN

Paige Nathan

Posted at 07:18pm
Dear Patti, Michael, Jeffrey and Jimmy,
We are thinking of you during this sad time but with a warm heart with fond memories of your sweet momma. Always with a smile. May her memory be for a blessing.
MP

Michele & T Pearlman

Posted at 07:18pm
Patti and family. We are sorry for your loss. Keep her memories close.
HD

Helene Penn Dorf

Posted at 04:05pm
To the Family of Beverly Margolis, I have known Beverly and the entire family for so many years. I even remember her Mother and Father. Beverly was such a lovely lady and always enjoyed life to the fullest. May all your fond memories bring you much comfort at this most difficult time. Fondly, Helene Penn Dorf
R

Rena Polun

Posted at 02:48pm
Patti
We are sorry for your loss and hope that your mom’s memories will be for a blessing.
Rena and Sheldon Polun
DS

Diane Stoler

Posted at 02:30pm
Patti and Family, Your mom was a very special lady . She created a beautiful family with wonderful values and traditions. I hope your memories help you to get through today and all your tomorrows. Love, Diane
MF

Maria Fleischmann

Posted at 12:56pm
Dear Patti and family,
I am sadden to hear of your loss. May your memories bring you comfort. My deepest condolences.
DK

Della and Gary King

Posted at 12:46pm
Dear Patti and family, we were very sorry to hear the news of Beverly, and we hope that all of you remember all the sweet, wonderful memories that will help to sustain you during this sad and difficult time. You have our sincere condolences.
LL

Linda and Mark Levy

Posted at 11:33am
Patti and family,
Our deepest condolences on the loss of your beloved mother. I know she was a very special person. May your memories bring you comfort.
Love, Linda and Mark
RW

Rona Wolfe Weiner

Posted at 10:58am
Dear Patti & Family,
The Baltimore community has lost a treasure...an amazing woman, Mother, business professional & friend. Bev & I go back to Dick Diener days...always a smile on her face...always a kind word...a joy to work with! Words fail us at times like these...but I hope the love of your family & friends & the special legacy Bev leaves will give you & yours comfort in the difficult days ahead. Sending deepest condolences on your loss...her memory is already a blessing!
L

Lewis and Beverly Greenberg

Posted at 10:58am
Lew and I were lucky enough to be Bev’s next door neighbors in Green Tree. What a wonderful and special lady. She has a special family and will be missed. May she Rest In Peace.
SL

Sue Blumberg Levi

Posted at 10:54am
Dear Patti
I’m so sorry for your loss. I worked with your Mom many years ago. She was a beautiful and sweet person
A

Aileen Braverman

Posted at 10:49am
Patti, I am so sooty for your loss.
Sending love!!!
EL

Elise and Richard Lessan

Posted at 10:34am
Dear Donald, Patty and family..... May you cherish the wonderful memories you shared with Beverly. She was a very special woman. Sending supportive hugs always.
LL

Linda and Mark Levy

Posted at 10:33am
Dear Patti and family,
We are so sorry for the loss of your mother. We know how special she was and hope that your memories can bring you comfort. Our sincerest condolences. Linda and Mark Levy
R

Richard Crystal

Posted at 10:15am
Patti and Family,
I'm so very sorry to hear of Bev's passing. Patti, I have warm memories of 20 years at Long and Foster with you and Bev. Your mom was a classy and professional lady! Rick Wasserman and I send you and your family our deepest sympathy and condolences. May her memory be for a blessing.
EB

Edie Brown

Posted at 10:12am
My thoughts and prayers are with you at this sad time.Beverly was a special lady
MR

Marian and Ken Roche

Posted at 09:47am
Patti……so sorry to hear the news…..hope that cherished memories comfort you during this difficult time and may her memory be for a blessing.
R

RetaDavis

Posted at 09:40am
Dear All, so sorry to hear about your mom and sister. She was a fun loving person. My very deepest sympathy
MS

Marcy and Michael Silver

Posted at 09:36am
Patti and Family,
Sincere condolences on the loss of your mother. We hope your wonderful memories bring you comfort in the days ahead.
May her memory be a blessing and May you be comforted among the mourners of Zion and Jerusalem.
DB

Diane and Joe Breslow

Posted at 09:24am
I remember over 30 years ago, Beverly took us to Belair to see a model of a house we were buying in Reisterstown.After that, Patti took over and sold and bought our next 2 homes. Please accept our condolences, may her memory be a blessing
JB

jody Berg

Posted at 09:20am
Patti, Jimmy & Family, I am so sorry for the loss of your sweet mom. I have such fond memories (like so many others) of hanging at your house on Friday nights. Your mom was always so warm and kind to all of your friends. She always had a smile on her face. How lucky you were to have had her in your lives for so many years. May your memories be a comfort to you and your family during this difficult time.
PS

Phylis Schuchman

Posted at 09:10am
To Patti and Beverly's Entire Family,
I'm so very sorry to learn of Beverly's passing . We were employed at the same firm, at that time Beverly went on a trip with her son to Africa and upon her return she brought back to me a pair of earrings which I still enjoy today .
When Someone You Love Becomes A Memory,
The Memory Becomes A Treasure ( Beverly will always be a Treasure to Everyone who knew Her)...
SE

Sheila Eick

Posted at 09:09am
Dear Patti, I am sorry to hear about the loss of you mom. She was a very nice lady. My thoughts and prayers are with you and your family, May she rest in peace.
B(

Barbara Fox Williamson (Bif)

Posted at 09:01am
Dear Don ,
I am so sorry for the loss of your beloved Beverly. Losing a loved one is never easy but I hope you find peace in your loving memories
ES

Elyse Schiff

Posted at 09:01am
Dear Patti,
So sorry to hear about your Mom. She was the best.
Please accept my deepest condolences. May her memory be for a Blessing.
IL

Ina Leboe

Posted at 08:59am
Patti - So sorry to see that your lovely mother has passed away.
Always enjoyed seeing her when we crossed paths in real estate!!

You must have wonderful memories!!
H

Helen and Ben Bronstein

Posted at 08:54am
Beverly was a dear neighbor and friend. I’ll miss our daily Words game and realized something was wrong when she didn’t play me back this we k. Our sincere condolences. She will always be in our memories.
GK

Gail Kandel

Posted at 08:51am
Dear Patti and Lonnie

I’m so lucky to have shared Beverly with you! She was so full of life and laughter that it was contagious. My heart breaks for your loss.
BS

Beverly Sager

Posted at 08:41am
So very sorry! May her memory be a blessing!
BS

Beverly Sager

Posted at 08:38am
So very sorry! Her memory is a blessing
RS

Rena Shenk

Posted at 08:25am
Dear Patti and family,
So sorry to read of your mother’s passing.
AH

Alyse Levine Holstein

Posted at 08:15am
Dear Patti, and Jeffery, I am so very sorry to hear about the loss of your wonderful, kind, caring, and talented mother(who I really adored).. My thoughts and prayers are with you, and your entire family.
SS

Susan Hoffman Sirkis

Posted at 07:59am
Dear Patti and family,
So sorry to hear about your mom. The picture says it all everytime I saw her she was always smiling. Cherish the times you spent together. My thoughts and prayers are with you at this sad time.
RC

Rochelle & Barry Cohen

Posted at 07:51am
So sorry to hear of Beverly's passing. We send our deepest condolences to the entire family. May her memories be for a blessing.
JW

Janet Weisenfreund

Posted at 06:44am
Please accept my most sincere condolences. May her name be a blessing.
GB

Gayle (Perlman, Streimer) Becker

Posted at 06:22am
Patti, Jimmy and family, I was so sorry to about the loss of your dear Mom. I have fond memories of coming to your house on Friday nights after basketball games. Bev sold my first house and later was one of my Jewish Times advertisers. She was a very special person in our community. Deepest sympathy on your loss.
MS

marilyn and bob schaftel

Posted at 05:40am
Rest in peace sweet person.
A

ALAN Rynd

Posted at 01:09am
….I’m so sorry for your loss ! Beverly was such a beautiful woman inside and out ! ❤️
RB

Rosellen shapiro Bloomberg

Posted at 11:27pm
So sorry for your loss. Cherish your memories and celebrate her life.
HR

Helena and Nachum Rachamim

Posted at 11:25pm
Patti and Family - May her Memory be for a Blessing, her Neshama have an Aliyah and her Legacy
live on through her precious family.
E

Eileen Dave Alex and Skylar

Posted at 10:43pm
Dear Patti, Kelley, Jordan and family
Sending our heartfelt condolences in this time such a great loss. Grammy Bev was the shining star of your family. Such a beautiful person inside and out, who truly loved her children and grand children. May your memories bring smiles to your hearts ♥️
SS

Sandy Rose Sacki

Posted at 10:36pm
Patti, Don and the Margolis family,
My most sincere sympathy on the loss of your Mom, partner and to everyone whose life she touched. She was one of the kindest people I know.
PC

Phyllis Cohen

Posted at 09:10pm
Patti and family, I was sorry to learn of your Moms passing. May her memory bring you comfort.
CM

Carol Millman-Cohen

Posted at 08:27pm
Patti and Family,
Please accept my sincere condolences on the loss of your mother. She was always so sweet and caring. My parents couldn’t have asked for a more wonderful neighbor. May her memory always be for a blessing.
BO

Bob Opatovsky

Posted at 07:40pm
Don,
So sorry for your loss - Bev was such a wonderful person. Please accept my heartfelt condolences for you, your family and Bev's family.
Bob Opatovsky
JT

Jo-Anne Tucker-Zemlak

Posted at 07:39pm
Patti,
Sending all my hugs as you say goodbye to your mom. You shared a love of helping people find those dream futures! In time I hope her smile helps you smile as well.
L

Louis Schaftel

Posted at 05:45pm
To the entire Margolis Family, I’m so sorry to hear about the passing of “Aunt” Beverly. I loved her. She was always upbeat, positive, and full of love for her family and friends. I miss all the great old innocent days of growing up around the corner from the Margolis clan. And all her life. she was as sweet as sweet can be to our whole family. My thoughts and prayers go out to all of you, her family. May God bless her soul. With love,
NS

Nancy Shualy

Posted at 05:33pm
Dear Patti and Family,

Our heartfelt condolences on the loss of your beloved Beverly. Nancy and Moshe Shualy
HW

Harriett and Artie Wasserman

Posted at 05:32pm
Man,
I am so sorry for your loss. Your Mother was awesome. Enjoy all your wonderful memories
A

Ann &.Ira Robinson

Posted at 05:26pm
Dear Everyone
Beverly was a special friend .We will miss the phone calls - especially the ones before the religious holidays. May she Rest In Peace. We truly loved her
Ann &







L




LP

Lauren Plotkin

Posted at 05:25pm
Patty, I am so very sorry for your loss. My thoughts and prayers are with you and your family during this difficult time
J

Janice Strauss

Posted at 05:20pm
Patti - Sorry for your loss. She was always delightful to work with. Please accept my condolences.
JS

Judy Wilen and Steve Schloss

Posted at 04:22pm
We love Beverly so, and we will miss her terribly. Such a beautiful woman -- so much grace, style, and fun! I can't thank her enough for all the wonderful love and guidance she gave me over the years. Her memory will always be a blessing.
HC

Harriet Charkatz

Posted at 04:22pm
Sorry for your loss, she was a very special lady. Always smiling, great to work with. Wishing you all only good memories.
D

Debbie & Marc Attman

Posted at 04:09pm
Margolis family,
My thoughts and prayers are with you and your family on the loss of Beverly!! She was a kind and thoughtful lady who will be truly missed!!
SS

stanley scherr

Posted at 03:41pm
Dear Patti and Family,
Bill and I are so sorry to hear of the passing of you dear mother, Beverly. May her memory be for a blessing.
MJ

Marshall Janoff

Posted at 03:39pm
Patti, Kelley and Jordan,
Please accept my most sincere condolences for your loss. “Grammy Bev” was a special person.
May her memory endure as a blessing for you and your families.

SP

Sherrie and Carl Polsky

Posted at 03:01pm
Patti and family,
We are so sorry for you loss.
PC

Patty and Chuck

Posted at 02:59pm
How can we say good bye to our wonderful, loving, caring, charming and gracious Aunt Bev? We will miss her forever and will feel her absence every single day. May her memory always be for a blessing for our whole family.
PH

Patti Jeffery Hobbs❤️

Posted at 02:37pm
Patti, Sending much love to you. So very sorry!
GG

Gili Gueter

Posted at 02:37pm
Dear Patti, I'm so sorry to hear about the passing of your mom. She was a real classy and a lovely lady.
May she rest in peace.
SS

Steve Silber

Posted at 02:37pm
Don, I don’t think you’ll remember me
Worked at The Sun-2000-2005
Sorry for your loss. My prays & thoughts go out to you
SW

Susan Waranch

Posted at 02:25pm
Sending hugs and love to my dearest friend Patti as well as heartfelt condolences to the entire Margolis family on the loss of Bev, a very special lady.
EG

Emily & Howard Goren

Posted at 01:49pm
Margolis family,
We are so sorry for your loss. Beverly was a joyful and kind woman at all times! May your memories bring LOTS of smiles to everyone
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