410-653-8900
Charles Winner

Charles Sigel Winner

September 21, 1939 - November 13, 2023
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Charles's Tribute Fund


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Charles's Tribute Fund

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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Service Details

  • Service

    Thursday, November 16th, 2023 | 2:30pm
    When
    Thursday, November 16th, 2023 2:30pm
    Location
    Arlington Chizuk Amuno Cemetery
    Address
    4400 N. Rogers Ave.
    Baltimore, MD 21215
    Get Directions: View Map | Text | Email
  • Shiva

    Location
    Family Residence
    Address
    19 Oak Tree Court
    Lutherville Timonium, Maryland 21093
    Get Directions: View Map | Text | Email
    Notes
    Family will be receiving after interment until 9pm.
    Friday from 1pm - 4pm
    Monday from 1pm - 4pm and 7pm - 10pm

Donations

Donations are being accepted for:
Alzheimer's Association

225 N. Michigan Ave.
Floor 17, Chicago, IL 60601

Obituary

Charles Winner, of Pikesville, MD, passed away on Monday, November 13th, 2023, at the age of 84. He is survived by his devoted wife, Judi Winner (Manekin); loving son, Eric (Michelle) Winner; adoring granddaughters, Sophia and Ava Winner; brother-in-law, Dr. Steven Manekin; and dearly beloved nephews, John Manekin, and Joel (Julie) Winner. He was predeceased by his brother, Jacob Winner, and beloved parents, Betty and Milton Winner.

How do I say goodbye to the love of my life, my prince charming, and my knight in shining armor? We lived, breathed, and existed for each other. We wrote each other love letters for 57+ years until this dreadful disease started to rob you of your brilliant mind. You mentored and guided so many people during your many years of practicing law.

Thank you G-d for blessing me with this kind, dear, beautiful man! He was my rock and my strength. He embraced the gentleness of a newborn baby, yet possessed the strength of a roaring lion. Charles showered me with unconditional love. He treated me like a queen and called every day from work to say "I Love You." You made my life Heaven on earth. My dear Charles, I loved you with every fiber of my being. I loved you with endless passion and devotion. You were my world. You will always be in my heart and soul. Goodbye sweet Charles, I will love you forever. Your adoring devoted wife Judi (or as you always called me - "Babes.")

Services at Arlington Chizuk Amuno Cemetery, 4300 N. Rogers Ave., Baltimore, MD 21215, on Thursday, November 16th, 2023, at 2:30 pm. The family will be in mourning at 19 Oak Tree Court, Lutherville Timonium, Maryland 21093, after service until 9pm, Friday from 1pm - 4pm, and Monday from 1pm - 4pm and 7pm - 10pm. Please omit flowers. Contributions in his memory may be sent to Alzheimers Association, 225 N. Michigan Ave, Floor 17, Chicago, IL 60601.
Read Less

Condolences

We encourage you to share your most beloved memories of Charles here, so that the family and other loved ones can always see it.

 
CW

Carol Weinberg Wheatley

Posted at 10:10am
Dear Judi,
I am sending you condolences on your loss of Charles. What a lovely epitaph you wrote. We had good times together with you and Charles many years ago before I moved from Baltimore. May Charles rest in peace and you be comforted by all your wonderful memories.
BS

Barbara and Michael Strouse

Posted at 02:35pm
Dear Judy,
Mike and I were so sorry to hear about Charles. He was a wonderful bright man and an excellent lawyer. He was crazy about you to the point I was jealous. We hope you will remember the good times and that will bring you comfort.
Love,
Barbara
RR

Ruth and Jerry Ross

Posted at 05:54pm
Dear Judi,
We are so sorry for your loss. Charles was always such a wonderful person to be with. Your love letter to him in the obituary is beyond beautiful! Keep the positive memories alive in your heart. May his memory be for a blessing!
LW

Lauri Weiner

Posted at 04:08pm
Judi,
I am so sorry for your loss. I met Charles through my dad who was an attorney and my husband who is a collector. He was one of the kindest men I have ever met. He was so caring when my dad passed away and very supportive of my sister and I as we dealt with his loss. I remember running into the two of you at Towson Diner and Charles shared how good their chocolate cake was. I hope all your wonderful memories help you get through this difficult time.
PS

Penny Schwarz

Posted at 01:42pm
Dear Judi and Eric,
Mere words cannot easily express my sadness at Charles’s passing. He was a true mensch!

Judi so beautifully expressed Charles’ essence and abounding love and caring during many special years of marital bliss. Mike and I were blessed with his friendship for so many years. Mike had a very special bond with Charles. Besides his kindness and caring for all, Charles was a true gentleman. We enjoyed his wit and storytelling .
He is now at peace. I extend heartfelt condolences and hope that your many wonderful memories will be a source of comfort to you.
G

Gail and Stanley Friedler

Posted at 09:34am
Dear Judi and Eric,
Please accept our condolences on the loss of Charles. He was a devoted husband, father and grandfather and a brilliant attorney . He loved a good joke and was a great storyteller . May the wonderful memories you have help you to get through this most difficult time and may Charles rest in peace .
EF

Eugene Friedman

Posted at 08:28am
We offer our condolences to the Winner family on the loss of Charlie. I had the privilege of lunching with him over the years. He was a brilliant attorney and an expert on trusts. He provided his legal services to the Maryland banks on trusts and estates. He was the "Go-To guy". His loss leaves a vacuum in Maryland that is not likely to be filed.
AR

Alan Rudo

Posted at 05:18pm
Judi
I am so sorry for your loss. Charles was a kind, wonderful person.
My message to Charles: If there is a heaven, I know you are there. Hoping you get to rub elbows with Cool Papa Bell, Satchel Paige, Josh Gibson, the Babe, and Brooks as you are now an All Star amongst the other All Stars we talked about with our conversations with baseball and baseball cards.
SW

Steve Hecht, Grapeview, WA

Posted at 05:05pm
Dear Judi and Eric,
My deepest sympathy and condolences on Charles's passing. Although a blessing at the end, this is a terrible loss to all who knew him. He was truly special, a real mensch if ever there was one. I had the honor of not only knowing him personally for many years, but also working with him on The Associated's Planned Giving Round Table, and actually succeeding him as Chairman. I know that his memory will always be a blessing, and may he rest in peace.
SM

Stephen Millstein

Posted at 04:41pm
Charles Hired me as a law clerk 32 years ago when I was a 2nd year law student at the University of Baltimore, and I will forever be grateful. He was so kind and incredibly generous with both his time and wisdom. My experience working for him was invaluable and his impact on my career as an attorney has been profound. I am very sorry for your loss. May his memory be a blessing.
BG

Barbara Goldman

Posted at 03:27pm
Dear Judi,
I am so sorry for your loss. I know how devoted you were to Charles and the wonderful memories that you had together will last a liftime. May he rest in peace.
SS

Susan Simon

Posted at 02:47pm
Judi and Eric,
Judi, I’ve shared all my thoughts with you personally.
Eric, While I haven’t seen you for many years, I knew how proud your Dad was of you, Sophia and Ava.
I hope the memories you have will be of comfort to you at this difficult time.
Love,
Cousin Susan
SM

Stephen Millstein

Posted at 12:18pm
Charles hired me as a law clerk back in 1994 when I was a second-year law student at the University of Baltimore. He was incredibly kind, thoughtful and generous with his knowledge and wisdom. My time working for him had a profound impact on my career for which I will always be grateful. I was so fortunate to get to know him and learn from him. I am very sorry for your loss. My thoughts and prayers are with you and your family. May his memory be a blessing.
MF

Maurice Furchgott

Posted at 11:41am
Charles was my neighbor on Red Barn Court for over 15 years. He was a lovely gentleman with whom I exchanged sports memoriabilia for legal advice. Each of us got a fair deal.
Judi, your love and devotion befitted the mensch that Charlie was.
SZ

Sandee and Alan Zatz

Posted at 11:40am
Dear Judi,
We were so sorry to learn of Charles' passing. We spent many years as neighbors on Lausanne Road and we wanted you to know that our thoughts and prayers are with you and your family during this difficult time.
BR

Bonnie Schreiber Rice

Posted at 10:02am
Dear Judi and Eric,
It has been many years since I have seen you all. I am sending my most sincere sympathy. The wonderful memories of our families are so special. I hope those happy, fun, days will be a comfort to you all at this time and in the future. This is sad news.
CH

Carol Henderson

Posted at 09:59am
Dear Judi, I am so sorry for your loss. I know how you feel after losing my beloved "Skitch" almost 2 years ago from Dementia. Barry and I were so fond of Charlie so very many years ago. There are not enough words to comfort you. May Charlie's life and memory be for a blessing.
LP

Leslie Polt

Posted at 09:54am
Judi, Eric and family: Audrey and I extend our sincere condolences on the loss of your beloved Charles. From the few years we practiced law together I recall his total professionalism, is calm and studious persona, his infectious sense of humor, but most important his absolute devotion to family. The recent years have been difficult for you, but we hope you find comfort in the memories of those many good years together, and may they be for a blessing.
AK

Arleen Harrison Kessler

Posted at 09:48am
To the family of Charles Winner, I am sorry to read of your loss. My name is Arleen Harrison Kessler. My family and the Winners go back a very long time. We go back to when we lived on Baltimore Street and the Winners lived on Broadway. We carpooled to Sunday School at Oheb Shalom, Charles, my brother Stuart, Jacob and me, the only girl. Our parents were good friends for so many years. I can close my eyes and see Betty. She was unforgettable. Your memories will be a blessing.
JS

Joan and Martin Shifrin

Posted at 09:48am
Joan and I were greatly saddened to hear of Charles' passing. We remember the friendly times we had with he and Judi. We lived directly across Lausanne Road from them, and often had cross the street conversations. We send our deepest condolences to Judi and son, Eric, and their family.
JA

John Abosch

Posted at 09:46am
Judi and Family
I am so sorry to hear about Charles' passing. I know it has been a very long road for all of you. Charles was a brilliant attorney and a great guy. He was respected by all his peers and always knew the right thing to say at the right time. There was no one better than Charles!
HG

Hon. Joan Bossmann Gordon

Posted at 09:16am
I had the privilege of serving with Charles on the Maryland State Bar Association’s Standing Committee on Ethics for many years. He was known in the legal community for his wisdom and high ethical standards and frequently testified as an expert witness on the topic of professional ethics. The entire legal community will miss him.
EH

Elaine and Len Hertzberg

Posted at 09:03am
Dear Judi ,
You were the perfect adoring couple.So
sorry for your loss.
SS

Sharon Sagal

Posted at 08:05am
Judi
Your beautiful words encompass all our thoughts and memories of the special couple you were. May your memories be a blessing to you and Eric. May Charles be at peace
Sharon and Phillip
LB

Leslie Borenstein

Posted at 07:42am
Eric and Family,
You have been such a devoted son to your dad. Sending you, Michelle, Sophia, Ava and your Mom my heartfelt condolences. May your loving memories live on in your hearts forever.
RF

Ruth Fader

Posted at 07:15am
Dear Judi & Eric....
My most sincere sympathy to you on the loss of your beloved husband, father and grandfather, Charles. Your beautiful words exemplify an everlasting love. For each of you, Charles will live on in your heart forever.






Charles.
HC

Harriet Shocket Cooper

Posted at 06:50am
Dear Judy and family, I am so sorry to hear about Charles, the love of your life. Your words captivated my heart and set examples of what a marriage truly should be. may your memories will be for many blessings.
BF

Burt and Linda Finifter

Posted at 06:43am
Judy and family, We are so sorry to hear of your loss. Our deepest sympathy goes out to you and your family. We know these years away were hard for you.
DG

Dale and Norty Grossblatt

Posted at 12:08am
Judi,
Sending our deepest sympathy on your profound loss. Hope friends and family give you support
and comfort in the days ahead.
SC

Sharon and Irv Caplan

Posted at 10:48pm
Judi, How proud Charles would be as to how you've handled these years with such devotion to him and to take over everything and all decisions for both of you. But your obituary to him was so beautiful; I've never read anything like it. How fortunate you both were to have found each other.
F

Faye and Danny Friedman

Posted at 09:53pm
Dear Judi and family: Danny and I were very sorry to hear of the passing of Charles. We remember you as neighbors in Stoneybrook. May Charles rest in peace. May you keep all the wonderful memories in your heart forever.
RW

Richard Weinerman

Posted at 09:09pm
Richard Weinerman -Burnsville,Minnesota
My sincerest condolences,Judi,Eric on your loss. I lived across the street on Lausanne Road and he was a very nice man,spouse dad and Attorney. May his memory be a blessing to all who were lucky enough to be on his presence.
SR

Sara & Ed Rosenbaum

Posted at 07:38pm
Dear Judi, Eric and family,
It has been many years since we last saw each other. But we have always remembered you & Charles with fond memories. The years in Stoneybrook as neighbors were special. We are saddened for your loss and pray that memories of better times will soon take over. Our thoughts and prayers are with you . May Charles memory always be for a blessing.
SM

Stephen Maged

Posted at 06:43pm
I want to express my deepest condolences to the entire winner family, for many years Charles and I shared the hobby of collecting baseball related memorabilia and also Charles handled some legal work for me also, however, he was always a gentleman and always fair in his dealings. I have not seen him in several years, I always liked and respected him. He certainly will be missed by many of his contemporaries
AK

Alan Kanter

Posted at 06:31pm
Dear Judi and Family,
Harriet and I were so sorry to learn of Charlie’s passing. He was a really good guy and excellent attorney. I always enjoyed seeing and speaking with him at tax meetings. And who can forget Silver Birch swim club.
Our thoughts and prayers are with all of you. May his memory always be a blessing.
IR

Ira Robinson

Posted at 05:10pm
Judi, I am so very sorry for your loss. He was a very lucky man to have you for his wife. I know that the two of you had a unique and special relationship, where most men would envy. Judi, I remember you told me that one day you showed up at the Door wearing only a Saran Wrapped
Dress
Most couples would only think about it but did not do it. You went for it. Both of you were on the same page, which is rare for most couples.
Judi, please accept my sincere condolences. I know that Charles spirit and his voice will always be in your heart.
ira Robinson


S

Sherri D. Minkin

Posted at 04:44pm
Dear Judi, Eric and Family, There is nothing to say other than how sad it is to loose such a wonderful husband, father, grandfather and friend. May Charles Rest In Peace and May all your Happy Memories help through your journey of grief.
SS

Sandy Rose Sacki

Posted at 03:15pm
Dear Judy and family, On behalf of myself and the class of
'62 Milford Mill High School, we send our condolences on the loss of your beloved Charles. Please hold fast to your wonderful memories and share them with all.
BD

Ben Dubin

Posted at 01:31pm
Judi:

My sincere condolences. You and Charles were wonderful soulmates. May the memory of Charles be forever a blessed memory.
Benjy
DD

Deborah Devan

Posted at 01:20pm
As a practicing attorney, Charles was an example to all of us. Smart, honest, collegial but an advocate for his clients. May his memory be a blessing.
BD

Ben Dubin

Posted at 01:18pm
Judi:
My sincere condolences. Charles was certainly your soul mate. You complemented each other. May the memory of Charles be forever a memory.
Benjy
EC

Ellen Cohen

Posted at 01:06pm
Charles set the standards for what a great husband,friend and attorney should be.
JS

Joel Simon

Posted at 01:01pm
Judi and family, please accept my condolences on the passing of your beloved husband, father, and grandfather. Charles was a giant of the bar and a devoted leader to Levindale. May his memory be a blessing to you all, and may you all be comforted among the mourners of Zion and Jerusalem
EC

Ellen Cohen

Posted at 12:43pm
Charles set the standards for what a great husband, friend and attorney should be.
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