410-653-8900
Howard Waranch

Dr. H. Richard "Rick" Waranch

July 5, 1945 - May 7, 2023
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Dr. H. Richard "Rick" Waranch's Tribute Fund


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Dr. H. Richard "Rick" Waranch's Tribute Fund

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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Service Details

  • Service

    Tuesday, May 9th, 2023 | 12:00pm
    When
    Tuesday, May 9th, 2023 12:00pm
    Location
    Sol Levinson's Chapel
    Address
    8900 Reisterstown Road
    Pikesville, MD 21208
    Get Directions: View Map | Text | Email
  • Interment

    Location
    Garrison Forest Cemetery of Chizuk Amuno Congregation
    Address
    11401 Garrison Forest Road
    Owings Mills, Maryland 21117
    Get Directions: View Map | Text | Email
  • Shiva

    Location
    Family Residence
    Address
    8507 Arborwood Road
    Pikesville, MD 21208
    Get Directions: View Map | Text | Email
    Notes
    Receiving Tuesday following interment until 5pm.
    Wednesday and Thursday receiving at 1 pm to 3:30 pm with services at 7 pm.

Donations

Donations are being accepted for:
In memory of Howard Richard Waranch for Dr. Brahmer's Research

Johns Hopkins Medicine, Sidney Kimmel Comprehensive Cancer Center
750 East Pratt Street, Suite 1700, Baltimore, MD 21202

Obituary

Dr. H. Richard "Rick" Waranch, of Baltimore, MD, passed away on Sunday, May 7th, 2023 at the age of 77. He is survived by his loving wife, Marilyn Waranch (nee Bereson); devoted children, Samantha Waranch and Nicole (Evan) Boritz; beloved siblings, Judy Waranch and Jeffrey (Helene) Waranch; sister-in-law, Vicki (Bruce) Finkelstein; adored grandchildren, Avery and Tenley Boritz. Also loved by many nieces, nephews and cousins.

As a practicing psychologist for over 30 years, he dedicated his life to helping people through difficult times. He co-authored a number of articles and chapters and was the director of behavioral medicine at the Kennedy Krieger institute and Johns Hopkins medical institutions. He leaves a legacy of lasting impact.

Services at Sol Levinson's Chapel, 8900 Reisterstown Road, Pikesville, MD 21208, on Tuesday, May 9th, 2023 at 12:00 pm. Interment Garrison Forest Cemetery of Chizuk Amuno Congregation. Please omit flowers. Contributions in his memory may be sent to In memory of Howard Richard Waranch for Dr. Brahmer Research, Johns Hopkins Medicine, Sidney Kimmel Comprehensive Cancer Center, 750 East Pratt Street, Suite 1700, Baltimore, MD 21202. The family will be in mourning at 8507 Arborwood Road, Pikesville, MD 21208. The family will be receiving guests on Tuesday following interment until 5pm, Wednesday and Thursday from 1pm-3:30 pm with services at 7 pm.
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Condolences

We encourage you to share your most beloved memories of Dr. H. Richard "Rick" Waranch here, so that the family and other loved ones can always see it.

 
KF

Keri Finkelstein

Posted at 09:25pm
Dear "Aunt" Marilyn, Samantha, Nicole and family,
Amanda, Sydney and I extend our most sincere condolences for the recent loss of "Uncle" Ricky. We lost an amazing man too soon. He shed so much love and light in our lives. To know Rick was a blessing and a gift. The relationship he and my dad shared was priceless. Friends who were more like brothers for over 70 years is truly remarkable. Hearing about all the fun times they shared as kids is awesome. Then as the relationships grew with my mom, Marilyn, kids, grandkids, and other close friends who are family...truly a lifetime of countless and everlasting memories that will forever hold a very special place in our hearts. We love you so much. We are here for you as we all are grieving the loss of Ricky. May he rest in peace.
Love always,
Keri, Amanda and Sydney
PB

PAula and Lou Berger

Posted at 11:52am
Marilyn,
Thinking of you and your family and sending our suncere cindolences.
SM

Sheila Mentz

Posted at 10:05am
Dear Helene,
I was so sorry to hear of the passing of your beloved brother-in-law. My deepest sympathy to your husband and family.
CR

Cecilia Rund

Posted at 11:05am
The Federation of Jewish Women's Organizations of Maryland extend our sincere sympathy to Jeffrey Waranch and family on the passing of your brother, Dr. Rick Waranch. May his memory be for a blessing.
GS

Gail Kaufmann Siegel

Posted at 08:19pm
What a sad and sobering moment it was for me to read Ricky’s obituary!
It has been exactly six decades ago when he and I attended our senior prom together at
Franklin High School .
Long separated by time and distance , I still want to express my sincere condolences to the entire family
CD

Cindy Dubansky

Posted at 07:53pm
Dear Marilyn, Judy and Karen,
I’m so very sorry to hear about the passing of your beloved Rick. He was a very kind and caring man who helped countless people in such a gentle way throughout his lifetime. I was lucky enough to be among them and will always think of Rick fondly. He truly will be missed.
With my deepest sympathy,
Cindy Dubansky
SW

Stuart R Weinstein

Posted at 03:37pm
To the Family , Rick was a true gentleman. A class act. May our prayers and tears be with you!
BL

Bruce Lessans

Posted at 03:30pm
Jeff,

I want to extend my heartfelt condolences on the loss of your beloved brother. You know me from the Sports Boosters.
JR

Judy Rousuck

Posted at 02:47pm
Dear Marilyn,
Alan and I send our condolences on the loss of your dear husband. We hope that, in time, you can find some solace in happy memories and in the warmth of caring family and friends.
In sympathy,
TY

Tatyana and Isaak Yuda

Posted at 10:26am
Dear Jeff, Judy, Marilyn and family,
We want to express our deepest condolences for this tremendous loss. Our hearts, thoughts, and prayers are with you during this challenging time.
SS

Shel & Bonnie Silbert

Posted at 10:06pm
Marilyn and Family---
We were saddened to read of Rick's passing. So very bright and so very grounded, he will be missed. Rest in peace dear Rick.....
HG

Howard Gampel

Posted at 08:31pm
I just wanted to offer my condolences to Marilyn my old neighbor & classmate. I am very sorry for your loss.
TL

Tim Smith and Robert Leininger

Posted at 06:22pm
Dear Marilyn,
We are saddened to learn of Rick's passing and hope that you will be sustained by the memories of such a long and happy union. We so enjoyed the times we all got together for a good meal, a hearty merlot and many a laugh.
Your old pals,
Tim and Robert
EB

Edie Brown

Posted at 03:49pm
My thoughts and prayers are with you at this sad time.
JB

Jerry and Marsha Bank

Posted at 03:47pm
Dear Marilyn and your beautiful family, Words cannot express our sorrow of your loss. Ricky was such a wonderful friend. His caring and his loving way of speaking slowly and softly expressing his knowledge whenever asked for was something very special. His kindness will be missed by all of our family, but our memories of the times we had together will last in our hearts forever.

May he rest in peace and may his memory be a source of comfort to you. We love you.
Marsha and Jerry
S

steve

Posted at 11:45am
Rick was a great person and was always ready to help a person in need . I was one, and he was extremely helpful to me in a time of need. He will be missed
SF

Steve Fox

Posted at 11:29am
Judy, I'm very sorry to hear about the death of your brother. My thoughts are with you.
JR

jane rodbell

Posted at 10:03am
Dear Judy: please accept my condolences on the death of your brother. Although I didn't know him personally, he must have a been a truly wonderful person. Sending love to you.
NB

Nelson Bentley

Posted at 09:17am
I am so sorry to hear about the loss of Rick. I valued him as a colleague and friend. My heart and prayers go out to your family.
B

Beeny & Roy Finkelstein

Posted at 09:52pm

Our hearts are full as we struggle to process the enormity of what happened over this last week. We are grateful that we had time to talk, to reflect and to re-live old memories from a lifetime of friendship , woven through the decades.
Pictures will bring back occasions celebrated and adventures enjoyed.
And we will smile as we lace the memory of our dear friend into our hearts forever.
Rest in peace, Ricky.
We love you all,
Beeny & Roy
AB

Anne K Bronner

Posted at 09:37pm
Dear Marilyn We are heartbroken to learn that Rick passed away and send you, Samantha and Nicole our deepest sympathies. All our love, Anne and Jay Bronner
DG

Diane Goren

Posted at 07:16pm
To Judy Waranch and family, Sending condolences on the loss of your brother Dr Richard Waranch. Sending you prayers and thoughts on your loss.
ME

Marcey and Mark Eisen

Posted at 06:19pm
Marilyn and family
Please accept our sincere condolences on the loss of your beloved Rick. Our thoughts are with you during this difficult time. Hold onto all of your wonderful memories.
ST

Sue Taylor

Posted at 02:17pm
Marilyn - I worked with your mother for many years and knew the closeness she had with you, your daughters and your husband. I am sending my sympathies to you and your family.
SS

Steve Silber

Posted at 01:54pm
Judy,
Sorry to learn of you’re Brothers passing
HH

Harriett Hendler

Posted at 01:37pm
I am so sorry for the passing of Dr. Waranch. I worked with him at Social Security. He was very nice and friendly .May he rest in peace.
SF

Susie & Sylvan Feldman

Posted at 12:47pm
Dear Marilyn & Waranch Family,
Sending our deepest condolences to you on the untimely loss of your beloved husband, father, grandfather, & brother. He will be missed by family and his many friends & colleagues. May your memories bring you comfort in the days ahead.
With Sympathy, Susie & Sylvan Feldman
A

Ann Robinson

Posted at 12:27pm
Marilyn
So sorry to hear of your loss. Try to remember all the good times.
Ann Robinson
410-484-1144 Caplan
G

Goody Finkelstein

Posted at 11:48am
Marilyn, I’m so sorry to hear about Rick’s passing. My heartfelt condolences to all of you.
JG

Jane L Goldstrom

Posted at 11:28am
I'm so sorry to hear about Rick's passing. Prayers, hugs, and kisses to you and the girls.
ES

Ellen Foreman Sack

Posted at 10:59am
Back in the day, many great memories of Ricky Waranch from the 1950’s-1960’s. So very sorry to hear of his passing. May your memories be of a blessing & bring you solace.
DW

Debby & Jeff Waranch

Posted at 10:26am
So terribly sorry to hear of your loss. Rick was a wonderful person who was loved and respected. We are sending our sincere condolences at this sad time.
CC

Chizuk Amuno Congregation

Posted at 10:11am
The Chizuk Amuno synagogue community expresses our sincere condolences on the passing of our member, Richard Waranch. We extend our sympathies to the entire family. May you find comfort in your memories.
MK

Martin Koretzky

Posted at 10:09am
I am shocked and saddened by the passing of my friend and colleague.
Please accept my heartfelt condolences.

SA

Sonya Adamo

Posted at 09:51am
I have worked with him in Baltimore as a fellow psychologist over the years. He is a loss to the community! I appreciated learning more of his professional work here-yes, quite a legacy, personal and professional!
SW

Steve Hecht, Grapeview, WA

Posted at 09:46am
Dear Marilyn,
I was shocked and saddened to see this news, and I send my deepest sympathy to you, Judy, and Jeff, as well as your children and grandchildren. Rick and I go back a long way, and he was always an absolute pleasure to be with, a true mensch. May he rest in peace and his memory always be a blessing.
A

Alan Cohen and Family

Posted at 09:40am
We wanted to offer condolences to Dr. Warranch’s family. He was a kind & thoughtful man and was a consummate professional in his field. May his memory be a blessing.
RS

Rheta Schloss

Posted at 09:36am
I am so sorry for your loss. I knew Richard thru Jeff and Ailene . Jeff, my heart is with you because unfortunately I know about the loss of a husband, grandfather and Uncle. May his memory be for a blessing
SA

Susan Aronoff

Posted at 08:58am
Marilyn, I am sorry for your loss and want you to extend my heartfelt condolences to you and your family. May the wonderful memories you have, be a source of comfort always.
NW

Nadine and Ray weinstein

Posted at 08:46am
Jeff,

So sorry to learn of the passing of your brother, Rick. We send sympathy, and hope that good memories will help to comfort you.
DL

Dr/Michael Lee Levin

Posted at 08:33am
My sincere coalescences to the family. I had the privilege of knowing Rick both as a referral resource and as a personal care giver. He was soft spoken , wise, and caring. He will be missed by many of us. Dr. Michael (Mickey) Levin
DV

Diane Vogel

Posted at 08:32am
Dear Marilyn and Family,

So sorry to hear of the passing of Rick. My thoughts are with you during this very sad time. I know he will truly be missed.
VK

Vicki Kappelman Kahn

Posted at 08:23am
I’m reminiscing about fun times from the past - “Ricky” was a good friend, neighbor and high school buddy. May all your wonderful memories comfort. You with love.
PF

Patti Friedman

Posted at 07:57am
Dear Marilyn and Family ,
I am truly saddened to hear of Ricks passing. He welcomed me , one psychologist to another , when I moved here from Florida. Rick was always kind , a gentle soul , with compassion for his patients . We would have lunch once in a while. He was always a positive force in my professional and personal life. He will be deeply missed by many. May happy memories sustain you and the girls , during this very painful time. My deepest sympathy to you all.
BW

Barbara Wapner

Posted at 07:39am
Sending my condolences and prayers I'm so sorry
FB

Fran and Steven Baum

Posted at 07:08am
Dear Marilyn and family,
Our thoughts and prayers are with you at this difficult time. We know Rick will be missed by all who knew and loved him.
SW

Susan Weikers

Posted at 06:59am
Deepest condolences to the entire Waranch family. Richard was a warm, thoughtful ,caring person. He will be missed by all of us privileged to have known him..May he Rest In Peace and May His memory be for a blessing
C

Carolyn Cooperman

Posted at 06:27am
So sorry for your loss. Such a warm person with that beautiful smile.
AM

Ailene Mash

Posted at 12:03am
Marilyn, Sammi, Nicole, and the entire Waranch family,
I am incredibly sad for your loss. Rick was a wonderful, husband, father, grandfather, brother and uncle. He will be missed by everyone who knew and loved him.
I send my love and prayers. May his memory and handsome smile be a blessing.
BC

Baltimore Hebrew Congregation

Posted at 11:25pm

Baltimore Hebrew Congregation clergy, lay leaders and members offer their condolences to the family of Dr. Rick Waranch.  We hope that you are comforted by warm memories and support of family, friends and community.  
May his memory be forever a blessing.
KW

Kathy.& Stevan Weinberg

Posted at 10:59pm
Waranch Family- we are so very sorry for your loss. May your memories of Rick help you through this difficult time, and may his memory be a blessing .
L

Lynda & Jerry Weinstein

Posted at 08:49pm
Jeffrey and Helaine, and your family,
I am sending prayers and sincere condolences for the loss of your brother. May his memory be a blessing
E

Ellen and Joel

Posted at 08:41pm
We are broken hearted on the loss of Rick. He wasn't only a friend but a trusted colleague. We have shared many happy occasions with our girls and those memories will forever be in our hearts. To Marilyn, Samantha, Nicole, Evan, Avery, Tenley and his extended families many his memory forever be a blessing. His infectious smile, wisdom, caring and knowledge will continue to stay with us and the patients he has helped.
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