410-653-8900
Frederick Greenberg

Fred I. Greenberg

February 26, 1930 - November 12, 2022
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Service Details

  • Service

    Wednesday, November 16th, 2022 | 1:00pm
    When
    Wednesday, November 16th, 2022 1:00pm
    Location
    Sol Levinson's Chapel
    Address
    8900 Reisterstown Road
    Pikesville, MD 21208
    Get Directions: View Map | Text | Email
  • Interment

    Location
    Beth El Memorial Park
    Address
    9801 Liberty Road
    Randallstown, MD 21133
    Get Directions: View Map | Text | Email
  • Shiva

    Location
    Family residence
    Address
    2307 A Shaded Brook Drive
    Owings Mills, MD 21117
    Get Directions: View Map | Text | Email
    Notes
    Following interment the family will be receiving guests with a Minyan service at 7pm, and will be concluding with a Minyan service at 8 am Thursday morning. Please park on the street at the top of the driveway.

Donations

Donations are being accepted for:
Baltimore Humane Society

1601 Nicodemus Road, Reisterstown, MD 21136

Obituary

Fred I. Greenberg, (affectionately known as Uncle Fred), of Baltimore passed away peacefully at home surrounded by his daughter, Jill and son-in-law Eric and friend Michelle Bathel, on Saturday, November 12 at the age of 92.

Son of Albert and Rose Greenberg (Goldberg), and beloved husband of 59 years to (deceased) Evelyn Greenberg. Devoted father to Joann Kandel, Jill Goden; son-in-law, Eric Goden and (deceased) Scott Greenberg; and daughter-in-law Lisa Greenberg. Cherished grandfather to Andrea Kandel and husband Michael Schultz, Aron Kandel and wife Lila, Ricky Kandel, Zachary Goden and wife Katy Goden, Jobi Lynn and partner Matt Rambo, Brady Greenberg and Hannah Greenberg. Grandpa Fred to his great grandchildren, Eva and Sam Shultz, Eloise Kandel, Cooper Goden, Ben Goden, Jackson Goden, and Isaiah Rambo. Beloved companion of 9 years Marsha Perlberg.

Fred Greenberg was born 2/26/1930 in South Baltimore, an only child of Albert Greenberg and Rose (Goldberg) Greenberg. He grew up on Riverside Ave in South Baltimore with lots of family and mischief. He went to Southern high school where he met his wife, Evelyn Kessler. They fell in love at first sight with her ponytail swaying as she walked down the steps to meet him for a date. He spent his next 62 years loving her every day. He went into the Air Force and later graduated from University of Maryland in Speech Pathology. He went on to work at the Ridge School, a school for special needs. His summers were spent as a director of a summer camp that he later owned and grew to three camps known as Timber Ridge, plus 3 in Maine. He spent over 60 years at timber ridge where every summer ended with dressing as the chief of the Scatachamunga tribe and saying goodbye to his summer family. The love for children coined him the name of “Uncle Fred”. Everyone who met him was impacted by his wit, brilliance, and genuine warmth.

His children and family, helping those in need, Timber Ridge camp, steamed crabs, espresso vodka, living life to the fullest were some of his passions in life.

92 years was not enough in this world of this amazing man. His wit, mischief and teachings will keep stories going for many generations.

Services at Sol Levinson's Chapel, 8900 Reisterstown Road, Pikesville, MD 21208, on Wednesday, November 16th, 2022 at 1:00 pm. Interment Beth El Memorial Park. Please omit flowers. Contributions in his memory may be sent to the Baltimore Humane Society, 1601 Nicodemus Road, Reisterstown, MD 21136. The family will be in mourning at 2307 A Shaded Brook Drive, Owings Mills, MD 21117, Following interment the family will be receiving guests with a service Wednesday evening, continuing with a Minyan service Thursday morning. Please park on the street at the top of the driveway.
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Condolences

We encourage you to share your most beloved memories of Fred I. Greenberg here, so that the family and other loved ones can always see it.

 
MD

Michael A (Richmond, Va and Wash, DC)

Posted at 11:59am
I stumbled upon this obituary while doing a nostalgia web search about Camp Greenbriar, which I attended as a camper back in the 1980's. Uncle Fred was responsible for so many cherished experiences and memories of those experiences through the TRCR. Including mine. May he rest in peace with that wonderful legacy, his memory is already a blessing.
CK

Charlotte and Stephen Kleeman

Posted at 07:27pm
Dear Jill, Joann & family,
We’re so sorry to hear about your dad. So many memories on Nassau Street and camp. Our thoughts are with you both.
J

Jeff Rainess

Posted at 03:52pm
I met my wife at camp and had 2 beautiful children. I could never thank Fred and Scott and gave me some of the best memories of my life. May they rest in pease.
HK

Harry Korotki

Posted at 10:09am
I was reading all of the posts from everyone, and it brought tears to my eyes, remembering the days of camp and how it changed my life for the better! I was at camp mountain for 13 summers, got to know Fred really well, he loved Camp more than anything, he was involved all the time, I remember the stories of Mr. Pugh, I remember sitting around the campfire’s and him telling the story every summer, I think by year 12 I dozed off listening to it. So many good memories, it’s the end of an era, but hopefully his life is being celebrated for all of the wonderful things he did! You will be missed Uncle Fred!
JK

Jane Markin Katz

Posted at 11:50pm
Evelyn was my official first cousin, but to me, so was Freddy. I can picture him carrying me into the water at Bay Shore. I was 4 or 5 years old at the time. Suddenly, he quickly dunked me under. I guess that was my first swim lesson!
Loved being a counselor at Camp Greenbriar!
The beautiful surroundings, the smell of the woods, the spirited campers; socializing with staff, visiting Evelyn and Fred in their cozy camp home, all, forever, a part of my memories. Love you, Fred and Evelyn
Sending deepest condolences to cousins Jill and Joann and the family.
JH

Jaclyn Halpern

Posted at 09:53pm
So many camp memories, so many of them with Fred, Evelyn, and family. You will be so missed. You touched so many lives. The memories you created and allowed others to create will live on. With love and condolences to your wonderful family. Rest in peace, Uncle Fred.
RC

Rosalie Weiss Chernick

Posted at 06:31pm
To the family of Fred Greenberg,
We are sorry for your loss. I remember my years as a camper and counselor at White Mountain and Greenbriar. I remember your dad and mom very well. Uncle Fred was the best!
Sid and Rosalie Weiss Chernick
K

Ken and Karen Olshansky

Posted at 11:48am
Dear Joann, Jill and Greenberg family: We we’re saddened to hear of your dad’s passing. I first met your dad in 1960 after graduating high school and becoming a counselor at Camp White Mountain. I remember both of you as sweet little girls. I continued being a counselor there for a total of seven years working with your dad( and your mom) and becoming friends. He, with Herb Weinberger were dedicated to assuring kids had a special summer experience. During that time I met my wife Karen . Your dad, your family and Timber Ridge will always carry a special place in our hearts. We hope the happy memories that you have will be a source of comfort. Ken and Karen Olshansky
SA

Steve Attman

Posted at 09:05am
I always enjoyed seeing Fred & Evelyn when visiting their camp offices. They were such a great couple. I loved the positive tone of his voice, his upbeat greetings and big smile. He was truly one of the good guys. If you met Fred you didn't forget him. May his memory continue to be a blessing for all who met him.
DB

Danny Bortnick

Posted at 03:16pm
Uncle Fred, may you rest in peace. Camp White Mountain will forever remain some of the greatest summers of my life, with amazing memories that endure the passage of time. My sincere condolences to all of Uncle Fred's family and friends. Trust you know what a tremendous impact he had on countless lives.
M

Mitchellholstein

Posted at 11:33am
Sorry for your loss Jill & Eric Fred was a nice guy!
BC

beth el congregation

Posted at 11:09am
The Officers, Board of Trustees and Staff of Beth El Congregation express a deep sense of loss on the passing of our member, Fred Greenberg. May his memory be for a blessing.
BC

beth el congregation

Posted at 11:09am
The Officers, Board of Trustees and Staff of Beth El Congregation express a deep sense of loss on the passing of our member, Fred Greenberg. May his memory be for a blessing.
AG

Alan Gaby

Posted at 08:42pm
Fred exuded wit, charm, talent, and humor. He was a mentor and father-figure to me during my 7 years at camp. I was fortunate to be able to reconnect with him in adult life. I have told my family many Fred Greenberg stories over the years. He will be remembered and missed.
NB

Nancy and David Bookoff

Posted at 08:42pm
So sorry for your loss. Hope you will be comforted by all of your wonderful memories
LH

Lois Hertz

Posted at 07:35pm
I could write a book of anecdotes. The one that stands out in my mind is when he let us watch the moon landing on the tv in the house. It was almost 11:00 and I could barely keep my eyes open. I remember that night so clearly and I will always be thankful that he let me have that memory.
JJ

Jeff & Bev Jerome

Posted at 07:29pm
Bev and I have great memories of Fred - always upbeat, always clever, and always interested in other people. Perhaps our favorite memory is him teaching our son magic each time we came over for break-fast on Yom Kippur. He was a unique individual, and he will be missed. Our condolences to all the entire family.
S

Steve and Rona Warner

Posted at 07:04pm
My mentor in the camping world. My friend in life. Live on high in the mountains.
MS

MJ Snyder

Posted at 06:26pm
Dear Joann, Jill and Family:
Fred was one of a kind! His love of "all things camp" was a gift to so many kids. I am extremely blessed to have spent so many happy times in his and your family's company. Your beloved dad will be remembered with love.
S

Sherry & Barry

Posted at 05:38pm
We spent every Jewish Holiday with Fred for at least 30 some years. He always loved giving a speech at the dinners and thrived being around all his family. So glad he was able to spend his final days around those that loved him and took such good care of him. He’s touched so many lives and lived a life worth living! May he Rest In Peace.
J

Jaye Brager Greenfest

Posted at 05:13pm
Uncle Fred gave me the best 10 summers a child could ask for. TRCR was home and I have some lifelong friends from camp. He and Evelyn were also friends with my parents and they attended my wedding. Heaven just gained a good one! May his memory be a blessing.
SC

Stephen and Betty Cooper

Posted at 03:48pm
RIP old friend. It was an honor knowing you.
CM

Cheryl Mosescu Miller

Posted at 02:02pm
Timberidge, and therefore Fred and family were so important to my pre-and teen years. Rossi and I went to camp because of mom, Annie Mosescu Cantor, the camp secretary from 1961- 1969 ( maybe longer) those were “my” years. Childhood was challenging but camp was my safe space- from camper through counselor. I think of it and you often. I remember Fred most pitching at the camp rivalry softball games; and, and at the campfires.
Thank you Fred; share my love with all those who preceded you. Sing some songs, tell some stories for me.
❤️ Cheryl
EG

Eric Goden

Posted at 11:29am
Fred and I spent afternoons and evenings together during his last 5 months. First thing every day was "what time is the Oriole ls game on. We watched every pitch, every game. He loved talking about the days Brooks, and Palmer, and Etchebaron would visit camp, and the pranks he pulled on them. Cellophane covering Jim Palmer's toilet was one. We had Ravens season tickets from the day they arrived in Baltimore. Tailgating in Charlotte for an away game. He loved The University of Maryland. As a student, a male cheerleader, and a lifetime fan! He almost got expelled from Maryland when he led the band and the other cheerleaders on the field with 30 seconds left in the game. The last game we watched was Maryland Football getting destroyed losing 30-0. Somewhat apropos! I will miss you Fred!
RG

Randee (Radinsky) and Ron Glassman

Posted at 11:03am
Jill, Eric and family,
Sorry to hear of the loss of your father, father in law and grandfather. May his memories bring you comfort in the days ahead.
LS

linda shaw

Posted at 10:08am
Sad to say goodbye to Fred. Wonderful to know that he made a tremendous contribution to the lives of so many.
N

Neil Goldberg

Posted at 10:02am
My good friend. For four important years,
Fred gave me a home.
AF

Andi Hausman Fribush

Posted at 10:00am
I literally grew up at Timber Ridge,first as a camper at Green Briar and White Mountain,then as a CIT,junior counselor,and drama counselor back in the late '60's.Fred and Evelyn and their family were a big part of my memories. My brother Robert Hausman was also a camper and counselor there,and my daughters attended Green Briar while Fred was still there,and I enjoyed reminiscing with him when we went to pick them up from camp.My condolences to his family.
SB

Sandy and Malcolm Berman

Posted at 10:00am
We are sorry to hear about Fred passing.
Evelyn and Fred were friends for many years. Scott and Steve were also friends.
Our children attended the Timber Ridge Camps for many years! May Fred now Rest In Peace!!
LS

linda shaw

Posted at 10:00am
Sad to say goodbye to Fred. Wonderful to know that he made his mark on this world.
CS

Cindy Scherr-Zimlin

Posted at 09:11am
So sorry to hear of Fred's passing. We used to have breakfast together in Field's in the 70's and then I had the opportunity to enjoy Camp Greenbrier for a few days with my sister and her husband (who was the camp Dr. for a few years for a few weeks at a time). He was kind kind and generous man and will be missed. May all of the great memories that you have of him comfort you at this difficult time.
PE

Phyllis Ely

Posted at 09:08am
I am saddened to learn of Freddy’s passing. We always had good times together because of his dynamic personality. Jill and Joanne remember his loving ways and it will warm your heart.
HB

Herschel BUDLOW

Posted at 08:58am
I worked with Fred at Sinai Hospital in the late 1960s when he was chief of the Speech Therapy section and I was Chief Physical Therapist. Being 9 years younger than Fred and new to the administrative and managerial responsibilities of my position, I learned much from him about the demands of our respective positions beyond our individual clinical duties. His personality, always humorous,caring, and empathetic was engaging and genuine. I want to express my condolences to the Greenberg family and to Fred's many many friends and former campers whose regard and gratitude are evident in the memorials submitted. Please be comforted in this difficult time by many pleasant memories of a truly remarkable man.
DW

Debra Weinberg

Posted at 08:58am
Remembering Uncle Fred with fondness for memories built at Timber Ridge Camp.
S

Sharonbrash

Posted at 08:20am
Many good memories. Like Counselor-Camper Softball Games, where Fred was the pitcher. May his memory (continue to) be a blessing.
C

Carolyn Cooperman

Posted at 07:38am
Sorry to hear about the death of Uncle Fred. My daughters Kelly and Katie had great summers at Timber Ridge along with Scott and Evelyn. May all the good memories warm your hearts.
WF

WENDY M Fishbein

Posted at 06:29am
Joann-So sorry for your loss
JK

Jane & Allan Kaufman

Posted at 06:00am
Jill, Eric and Family,

Sorry to hear of the passing of your dear father, father in law, and grandfather. We know you have so many memories too numerous to count. May his memory be for a blessing.
RS

Ruth and Marty Schnitzer

Posted at 05:38am
Dear Family,

Yes, Fred was one in a million. I spent many weeks in your kitchen talking with Evelyn while our son was getting speech therapy. What a warm, caring family. There is no doubt that he will be missed. May his memory be for a blessing and may he R.I.P.
LL

Linda Gudis Lazarus

Posted at 07:11pm
Jill Eric and family,
I am so very sorry to see this sad, sad news.
Please know that my thoughts and prayers are with you all.
JG

Jeremy Glazer

Posted at 06:03pm
Uncle Fred, Thank you for the gift of the most incredible, magical place full of the best memories in our childhoods at TRCR! I learned more than you will ever know at camp. Forever grateful for your stories, the bonds and traditions you helped create and the love we all got to experience there. Thank you again Uncle Fred. Love to you always, Jeremy
ES

Ellen Brodie Sanders

Posted at 05:03pm
My brothers and I had many happy years at Timber Ridge, with Uncle Fred at the helm. Many thanks to him for so many happy memories! May his memory be a blessing.
JA

Jacob Abrams

Posted at 04:26pm
It’s no understatement to say that Fred Greenberg shaped the lives of thousands, and I count myself lucky to be one of them. Rest in peace my dear friend 🖤
SR

Sharon Repple

Posted at 04:04pm
I had the honor of meeting this exceptionally gifted man while he was staying with his daughter, Jill. So wise! May he rest in peace.
J

Jobi Lynn

Posted at 03:43pm
I’ve missed you so much ~ I will laugh and cry at countless memories with such a loving, gregarious, and zany grandfather ❤️ The legacy he created with grandma Evelyn is profound, far-reaching, and eternal ~ touching the hearts of people all over the world 🌎
SL

Steve Luray

Posted at 03:14pm
He made camp FUN!! His horror stories kept me up at night as a young camper many years ago. He will sadly be missed> rest in peace Uncle Fred.
H

Hannah

Posted at 02:25pm
I’ll love you forever and ever
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